20 Best Cashback Sites & Apps (2024 Rewards List)

20 Cashback Sites

Swagbucks

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Swagbucks has already paid out over $700 million to its members. Buying via Swagbucks earns you SB rather than US dollars, but SB can be exchanged for Amazon Gift Cards or transferred to your PayPal account. The best strategy is to trade for Amazon gift cards, as you get 12% more value than withdrawing cold, hard cash.

In addition to Cashback, Swagbucks offers grocery coupons. The drawback is that you need to print them out and bring them to the store, but some savings include:

• Save $5 when you spend over $25 on Kellogg’s products.
• Save $4 when you spend over $20 on Keebler cookies.
• Save $3 when you spend over $15 on Danone products.

Upside

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Upside helps you save money on everyday purchases with cashback offers for gas, restaurants, and groceries. Simply claim offers, shop as usual, and watch your earnings grow.

You could save up to up to 25¢/gal cash back on gas, up to 30% cash back on groceries, and up to 45% cash back at restaurants.

With potential savings across multiple categories, Upside makes your dollars go further on daily expenses. Download the app and start maximizing your cashback today.

MyPoints

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MyPoints is another legitimate cashback site. It was established in 1996, which is quite a long time ago. My Points specializes in various activities such as surveys, cashback and web search.

They have a minimum transfer of $1, so it is mostly used for gift cards and travel miles. However, as one of the oldest cashback sites, it is definitely worth a mention.

InboxDollars

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InboxDollars, a leading cashback site since 2000, has paid out over $80 million to its members. Users can earn cash by participating in activities like completing surveys (up to $5 each), watching videos, and shopping online (up to 10% cashback from over 2,000 retail partners).

With over 10 million members and a variety of earning methods, InboxDollars offers something for everyone. Unlike other platforms that use points, InboxDollars boasts a straightforward cash payment system, making it a preferred choice for users who value tangible rewards for their online activities.

Shopkick

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Whether you shop online or in-store, the Shopkick app lets you earn gift cards from major retailers like Amazon and Uber.

There are 6 easy ways to earn ‘kicks’ from Shopkick:

1. Enter select partner stores including Best Buy, American Eagle Outfitters, etc.
2. Scan product barcodes (check the app for qualifying products)
3. Submit a receipt after purchasing
4. Purchase with a linked card
5. Make online purchases
6. Watch videos in the app and earn for discovering new products

Most Shopkick rewards are worth 250 kicks per dollar. You can then redeem from $2.

Related: 22 Apps to Scan Receipts for Money

BeFrugal

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Befrugal offers a $10 sign-up bonus and works similarly to other popular cashback sites. A great advantage is live chat support. If you face any problems, they will try to solve them immediately.

Unsurprisingly, Befrugal has an A+ rating from the Better Business Bureau. It also has many retailers but usually offers lower rates than cashback sites such as Swagbucks.

Capital One Shopping

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Capital One Shopping offers a free browser extension and app that automatically applies coupon codes at checkout and compares prices across retailers. You can earn up to 15% cashback at over 30,000 participating stores.

The service also provides price drop alerts and a universal product search feature. Capital One Shopping has helped users like you save over $160 million in the last year. While it’s owned by Capital One, you don’t need to be a customer to use the service.

Honey

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With Honey, now owned by PayPal, you get a popular free browser extension that automatically finds and applies coupon codes at checkout. It works with over 30,000 online stores and claims to save you an average of $126 annually.

You can also participate in the Honey Gold cashback program, where you earn reward points redeemable for gift cards. As one of over 17 million members, you can expect an average discount of 17.9% when coupons are found. Honey’s price tracking feature, Droplist, alerts you to price drops on specific items you’re interested in.

NCP Mobile Shopping

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With NCP Mobile Shopping, part of the National Consumer Panel program, you earn rewards by sharing your shopping data. Unlike traditional cashback apps, you use the NCPMobile app to scan barcodes of items you’ve purchased and provide purchase details. In return, you earn points redeemable for digital gift cards.

While not providing direct cashback, NCP offers consistent rewards for regular shopping habits. You can also earn additional incentives by participating in surveys and special programs. NCP doesn’t disclose specific earning rates but emphasizes that the more frequently you participate, the more rewards you’ll earn.

Dosh

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Dosh is another great cash-back app that allows you to earn on average 1-5% cash-backs automatically.

For example, you could earn $2.64 on your $26.44 Sephora purchase.

Using Dosh is simple: download the app (on Android and iOS), link your card at sign-up and earn cash-backs on your regular purchases automatically.

Apart from the most popular brands (Walmart, Asos, Sephora and more), Dosh partners with hotels so you can earn up to 40% cash back when you travel.

Once your earnings reach $25, you can transfer money to your bank, PayPal or Venmo.

Ibotta

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Ibotta has already paid its members $680+ million. It works the same as other cashback sites but offers the ability to pay directly with Ibotta. The main benefit is instantly getting your cashback from the Ibotta App. To simplify the process, you can also link loyalty accounts for your favorite retailers in the app.

For offline shopping, choose a retailer, add products you want to buy and go straight to the store. You do not need to print any coupons before making a purchase. Once you buy and have received your receipt, take a photo and upload it on the app. You should see a cashback within 24 hours.

Linking a credit or debit card is another way of automating the cashback process. You can even receive a double cashback if you use an offline shopping deal, pay using an Ibotta lined credit/debit card and submit a photo of your receipt.

But that’s not all. If you enable location alerts, the Ibotta app will notify you when you are near a store offering deals.

Checkout 51

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While you spend most of your cash on groceries and gas, Checkout 51 offers you the opportunity to earn cash back on those purchases.

On average, gas purchases from major brands like Mobil and Shell earn 25 cents per gallon.

Using Checkout 51 is simple: 

• Download the app (for Android and iOS) and sign up.
• Save your favorite offers in your wish list
• Upload the receipts of your gas and grocery purchases in the app.
• Cash out once you reach $20 in savings via check.

Receipt Hog

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Receipt Hog rewards you with coins for your everyday shopping receipts, regardless of where you shop or what you buy.

There are different ways to earn coins:

• Make a purchase at any store, restaurant or cafe and upload your recipe in the app
• Upload receipts after your online purchases
• Take surveys and answer questions about your household

Earning with Receipt Hog is like a game – you level up as you upload more receipts. Depending on what level you are, you can earn 5-25 coins per receipt.

For example, a $10 receipt will earn you 5 coins and a $100 receipt – 20 coins.

1,000 coins = $5

You can redeem your coins for cash with PayPal or a gift card.

Fetch Rewards

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Fetch Rewards is another easy to use cash-back site rewarding you with points when you upload receipts of your purchases.

How many points you will earn varies from product to product. For example, a $3 Axe deodorant would earn you 30 points.

1,000 points = $1

You can redeem points for gift cards to the most popular stores and online retailers, including Ulta, Gap, and Xbox.

Earn 3,000 points ($3) when you apply the code ___ at sign up. Your points will be available after you scan your first receipt.

RetailMeNot

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RetailMeNot is a platform that helps users save money through cashback offers, coupons, and promo codes accessible via its website, browser extension, and mobile app. Users create an account to activate cashback offers, which take 45 days to process and can be withdrawn via PayPal or Venmo. Coupons can be applied through the website, app, or automatically by the browser extension, which searches for the best deals. RetailMeNot also offers printable in-store coupons.

The platform supports over 70,000 brands and provides savings on various categories like food, fashion, electronics, and home goods. RetailMeNot is free to use, with high user ratings on various app stores. However, it has limitations like occasionally non-working coupons and limited payout options. Overall, RetailMeNot is a convenient tool for online and in-store savings.

Coupon Cabin

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Coupon Cabin offers various ways to get up to 60% cashback on online and in-store purchases.

You don’t have to browse their website every time. Go to your favorite online businesses and it will automatically apply the best coupons for you.

Download the Coupon Cabin app if you prefer to shop on your smartphone. Its straightforward functionality lets you locate relevant discount codes and deals in minutes.

Shopmium

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Shopmium is one of the highest-paying cashback sites. It offers deals up to 100%. However, it only works with about 500 supermarkets.

Shopmium features may also act as a shopping assistant, guiding you to stores that sell your preferred items.

The platform can save your loyalty cards for you. You won’t have to scramble at the checkout seeking them hidden inside your purse.

Shopmium makes it simple to obtain cashback. The most significant advantage is receiving funds in your PayPal or bank account within 72 hours, with no minimum threshold.

Cashback Sites Knowledge Corner

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What is cashback?

A percentage of your purchase is returned to you as you complete your purchase online.

Cashback is usually compared to using a coupon. Applying a coupon code right before the purchase lowers the price and, therefore, pays less. In the case of Cashback, you pay more upfront, but you receive the money back for spending later.

Cashback Example: 10% cashback buying $10 socks on Amazon would cost you $10, but you would receive $1 back in the form of points or cash. Thus making the total cost $9.

Coupon Example: 10% coupon buying $10 socks on Amazon would cost you $9

As you can see, 10% Cashback is the same saving value as a 10% coupon.

What are the cashback websites?

Cashback websites make money by forwarding customers to retailers such as Amazon. Once a customer makes a purchase, the website receives referral revenue from Amazon, which is instantly transferred to the customer.

Of course, do not expect a “free lunch” in this case. Cashback websites either keep a small percentage of the referral revenue or place an advert, making some money. But that’s fair, as, without cashback websites, you would not be able to save a penny.

How do you maximize your rewards?

Make sure you utilize all of the offers the cash-back sites offer. Most of them offer the following options:

1. Sign up bonuses – claim $5-20 when you join cash-back sites.
2. Refer friends – claim an additional $5-10 when your friends join through your referral.
3. Special promotions – check out the cash-back sites frequently not to miss special offers.

Which cashback site is for you?

I suggest downloading TopCashback, Swagbucks and Ibotta. Three apps should be enough to compare and get the best deals.

If you can’t find a particular retailer, consider the other two options: Mypoints and Befrugal.

Is it free and safe to use? What about my personal information?

Most cashback sites, such as Swagbucks, Ibotta, and Capital One Shopping, are free. They make money through affiliate partnerships with retailers. These apps use encryption to protect your data, but it’s important to read privacy policies for each app.

How much can I earn, and how long does it take to get my cashback?

Earnings vary widely based on your shopping habits and the apps you use. Swagbucks users can earn $25-$100 per month, while Ibotta users report average earnings of $20-$25 per month. Typical cashback ranges from 1-10%, with some offers reaching 20% or more. Payout times differ, usually 30-90 days after purchase, but Upside offers instant cashback for gas purchases.

Are there minimum payout thresholds, and what payment forms are available?

Many apps have minimum payout thresholds: Ibotta ($20), Swagbucks ($15), InboxDollars ($30). Standard payment options include PayPal and direct deposit. Fetch Rewards and Shopkick primarily offer gift card redemptions.

Can I use cashback sites with other coupons or discounts?

This varies by app and retailer. Ibotta and Checkout 51 often allow stacking with store coupons. Honey automatically applies the best coupon codes at checkout, which can sometimes be combined with other cashback apps.

Are there restrictions on which retailers or products are eligible?

Yes, cashback availability varies by app. Dosh works with many restaurants and hotels, Ibotta focuses on groceries and retail, while Capital One Shopping works with a wide range of online retailers. Some product categories, like gift cards or subscriptions, are often excluded from cashback offers.

How reliable are these sites? Will I always get my promised cashback?

Established apps like Swagbucks, Ibotta, and MyPoints have reliable tracking, but issues can occur. Keep records of your purchases and contact customer service if cashback doesn’t appear after the stated tracking period.

Do I need to install software or use these sites on mobile devices?

Honey and Capital One Shopping offer browser extensions, while most others, including Ibotta, Fetch Rewards, and Receipt Hog, are primarily mobile apps.

How does cashback compare to credit card rewards programs?

Cashback apps can often be used in addition to credit card rewards, potentially doubling your savings. Apps like Dosh and Capital One Shopping can be used alongside credit card rewards, with some integrating directly with certain credit cards for enhanced benefits.

What happens if I return an item I got cashback on?

Usually, the cashback is reversed or deducted from your account balance. Most apps, including Ibotta and Swagbucks, will reverse the cashback for returned items. Some may have a waiting period before finalizing cashback to account for potential returns.