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Capital One Shopping Review 2022: Pros, Cons, and More

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Capital One Shopping Review

capitaloneshopping logo

Capital One Shopping is a platform that helps you save money on your shopping through coupons, cashback, and price comparison data. It’s available through the website, app, and even has a browser extension for ease of use. Besides the option to check for coupons and cashback, it also compares item prices across different retailers. This way, you know where to get the lowest price.

Safe & Legit

Cashback Value

Number of Stores

Payout Process

Pros

  • More than 30,000 partner stores
  • Easy to use
  • Use the price comparison tool
  • Get payouts within 24 hours

Cons

  • Only one payout option – gift cards
  • There’s no referral program

Jump to: Full Review

Compare to Other Cashback Sites

Swagbucks

Swagbucks logo

18 ways to earn money – surveys, coupons, cashbacks + $5 sign up bonus

Up to 10% cashback from stores – Walmart, Amazon, Best Buy, JCPenney

Most members can earn an extra $50 – $200 a month using Swagbucks

BeFrugal

BeFrugal logo

Get 25% bonus if you find another site with a higher cashback rate

Over 5000 stores where you can get cashback up to 40% on your spending

5 different ways to get rewards and 6 different ways to cash out your earnings

TopCashback

TopCashback logo

20 million members earn on average $345 cash back a year (4400 retailers)

Generous cashback offers and deals – up to 65% from some of retailers

Get notifications of latest deals with mobile app or browser extension

How Does Capital One Shopping Work?


Quite similar to other top cashback sites, Capital One Shopping helps you earn cashback when you shop through the links on their platforms.

Here’s how it works step-by-step:

  1. Simply search for stores using the platform and click on the “Get This Offer” button. 
  2. It, then, directs you to the online retailer’s website where you need to complete your shopping. 
  3. The retailer automatically sends your purchase information to Capital One Shopping. 
  4. It usually adds cashback rewards to user accounts within 30 to 60 days.    

Capital One Shopping has a browser extension that searches for coupons and alerts you if there are any available. It automatically uses these on online shopping websites. This, in effect, saves you even more money on your purchases. 

It also features a tool that compares the price of the items you’re shopping for against other retailers. If it finds a cheaper option on other retailers, you’ll see a notification on the product page you’re viewing.

How Much Cashback Can You Get With Capital One Shopping?


How much money you can make on Capital One Shopping depends on how much you shop. Although, it’s fair to say that you can get decent rewards from your purchases. 

Suppose you’re looking to spend $50 at Macy’s and found it offers 10% cashback. That means you’ll get $5 back on your purchase. 

Like other cashback online shopping sites, Capital One Shopping also offers high cashback rates during sale seasons. For example, the portal showed up to a 45% cashback offer during the Presidents Day weekend sale. 

Pro Tip: Use the browser extension to get the best pricing and offers for your purchase. And, make sure to activate cashback by clicking the link on the website or app, or using the browser extension. 

Who is Capital One Shopping Best for?


Capital One Shopping is best for anyone looking to save money on their purchases. You might also find Capital One Shopping ideal if you’re big on online shopping. Some users even reported getting double-digit cashback percentages. 

The price comparison tool is also good for those hunting for good bargains. Additionally, you’ll find Capital One Shopping an ideal place to shop if you’re open to purchasing at different retailers. 

Finally, Capital One Shopping is best for those taking their time to enjoy the shopping experience and save the most money.  

Capital One Shopping Partner Stores


Capital One Shopping partners with over 30,000 retailers, including:

  • Walmart
  • Amazon
  • Sephora
  • AT&T
  • Nike
  • Old Navy
  • Mattress Firm
  • Bloomingdale’s
  • IHG Hotels & Resorts
  • Samsung
  • Michael Kors
  • Neiman Marcus
  • Gap
  • J.Crew
  • Keurig
  • Macy’s

Capital One Shopping Features: What Does Capital One Shopping Offer?


Browser Extension

The Capital One browser extension automatically alerts you of any potential cashback deal while you’re shopping online. 

You can download and install it on any browser you might be using, such as:

  • Chrome
  • Mozilla Firefox
  • Edge
  • Safari

The browser extension also lets you use coupons and save more on your shopping. It searches for the best coupons and automatically applies them to your shopping cart. 

To activate this feature, just click on the “Try Codes” button on the popup window at the checkout page. Then, it will test the codes to see which offers the highest savings on your purchase and apply that. 

Capital One Shopping App

The Capital One Shopping app offers an easy way to access most features on your smartphone. You can get this from the Apple App Store or Google Play Store. The app features the Favorites section where you can add stores you frequently visit. 

Additionally, you can use the app to scan items in stores and it checks for lower prices at other retailers.   

Local Offers

Capital One Shopping offers cashback for in-store purchases through the Local Offers feature. You can find this by going through the website and scrolling down the home page. 

However, local offers are quite limited compared to online store cashback offers. These tend to be mostly restaurant offers. 

To claim local offers, just link your debit or credit card to your Capital One Shopping account. Then, use it to pay for your purchases at partner stores. Capital One Shopping tracks your purchase information and automatically adds your rewards.  

Price Comparison Tool

Price comparison tool is a unique feature of Capital One Shopping, helping you to look for the lowest prices across different retailers. For example, you’re shopping for a new mattress on Amazon and found the one you want to buy. 

But, you want to know first if the same mattress is available in other stores for a lower price. With the price comparison tool, you’ll see a green button on the Amazon product page indicating potential savings.

When you click on that, the tool shows other retailers that have the same mattress and the prices they offer. This way, you have an overview of which stores can save you more money compared to Amazon.  

Is Capital One Shopping Free?


There are no fees to use Capital One Shopping. You also don’t have to pay for anything when you request payouts through gift cards. 

Capital One Shopping Payout Terms and Options?


Most retailers pay within 30 days but can take up to 60 days depending on the retailer. For travel-related rewards, you can expect up to 90 days of payout. 

Once the cashback, also called Capital One Shopping Credits, becomes available on your account, you can use that to redeem gift cards. As of now, gift cards are the only option to withdraw your rewards. 

There are around 30 retailers for gift card redemption at Capital One Shopping, with eBay and Walmart being the most popular. You can redeem gift cards for at least $5. 

After completing the redemption, Capital One Shopping will send instructions to your email within 24 hours.     

Capital One Shopping Reviews: Is Capital One Shopping Legit?


Capital One Shopping is a legit and safe platform to get cashback on your purchases. It’s a product of Capital One, one of the trusted banks in the US. Catering to millions of customers for several decades, Capital One has proven its credibility.

PlatformReview Score
Chrome Web Store4.8
Apple App Store4.8
Google Play Store4.4

The Capital One Shopping cashback service has also received impressive reviews from its users.  Its browser extension has 4.8 reviews on Chrome Web Store and has over five million users. 

The app has 4.4 ratings on Google Play Store and 4.8 on the Apple App Store. There are more than 45,000 reviews combined on both app markets, and users like how it’s easy to use. Others also complimented how it helps them save money.

On the other hand, few users encountered issues with using the app on their iOS devices. Some had problems with redeeming their rewards, although the Capital One Shopping support encouraged sending their complaints through email. 

What are the Capital One Shopping Pros & Cons?


Capital One Shopping Pros

  • More than 30,000 partner stores
  • Easy to use
  • Use the price comparison tool
  • Request payouts anytime and get them within 24 hours

Capital One Shopping Cons

  • There’s only one payout option – gift cards
  • There’s no referral program

How Good is Capital One Shopping Support?


Capital One Shopping has a helpful customer support team.

If you have any questions, you can browse through knowledge-based articles at the Capital One Shopping Help page. There’s also a search bar at the top to help you find answers.

In case you can’t find the answer to your question, you can contact Capital One Shopping customer support via:

For either options, Capital One Shopping will get back to your inquiries through email. 

Capital One Shopping Review Verdict: Is Capital One Shopping Worth it?


With all the features it offers, it makes sense to say that Capital One Shopping is worth it. You can easily find offers at the web portal and app. There’s also an option to save your favorite stores so you can quickly check those for offers.

The browser extension is a powerful tool to help you save money on your online purchases.

Besides the option to check for coupons and cashback, it also compares item prices across different retailers. This way, you know where to get the lowest price. 

Finally, the speedy payout is quite impressive. While other platforms take up to three months to get your earnings, Capital One Shopping does it in 24 hours. However, the major drawback here is that you can only get your earnings through gift cards. 

How to Sign Up With Capital One Shopping?


You can sign up with Capital One Shopping either through the website, app, or browser extension. For first-time website visitors, Capital One Shopping will prompt you to sign up before you can explore its features. 

To sign up, you can enter your email address and create a password. You can also use your accounts on the following:

  • Capital One
  • Google
  • Facebook

After signing up, Capital One Shopping directs you to its home page where you can start checking offers.

Sites Like Capital One Shopping


If you’d like to maximize your cashback earnings, here are a few best sites like Capital One Shopping to consider joining:

SitesCashback PotentialMinimum Withdrawal Threshold
Capital One ShoppingUp to 45%5
Swagbucks$1.20 for every $100 spent$3
BeFrugalUp to 40%$0.01
TopCashBackUp to 25%$0.01

Capital One Shopping vs. Swagbucks


Swagbucks Summary

  • 18 ways to earn money and e-gift cards
  • $5 sign up bonus
  • Up to 10% cashback when shopping online
  • $1 minimum e-gift card withdrawal

Swagbucks is a shopping reward site that’s also among the places that give cashback. While it’s similar to Capital One Shopping in this feature, Swagbucks is preferable to internet users looking to earn extra cash outside shopping. 

This get-to-paid platform allows users to make money by answering surveys, playing games, and browsing the internet. There are also videos users can watch in exchange for small cash rewards. 

Capital One Shopping vs. BeFrugal


BeFrugal Summary

  • Guaranteed to have the highest cashback
  • More than 5000 stores to get cashback
  • Over 5 different ways to get rewards
  • 6 different ways to cash out your earnings

BeFrugal is among the top alternatives to Capital One Shopping when it comes to saving money from your shopping. You can find here coupons and cashback offers from major retailers in the US.

However, you’ll find Capital One has a more extensive retailer list, as it has more than 30,000. BeFrugal has only 5,000 partner stores. 

Capital One Shopping vs. TopCashback


TopCashback Summary

  • Get 100% of all the cash back you earn
  • No minimum threshold to cash out
  • Earn cash back at over 4400 partner stores
  • Earn up to 25% cash back and discounts

Sites like TopCashback and Capital One Shopping take the guilt of big shopping expenditures due to their cashback offers. Both platforms are also easy to use so it’s not a hassle to shop through them. 

But compared to TopCashback, you might find Capital One Shopping more advantageous. It uniquely offers the Price Comparison Tool which tells users where to get items at the lowest prices. This can help you save even more.

Other Sites Like Capital One Shopping


Capital One Shopping FAQ


What is Capital One Shopping?

Capital One Shopping is a platform that helps you save money on your shopping through coupons, cashback, and price comparison data. It’s available through the website, app, and even has a browser extension for ease of use.

Launched in 2016 as Wikibuy, it has undergone a major rebranding in 2018 after banking giant, Capital One, acquired it. It has become Capital One Shopping and one of the places that give cashback when you shop using it.

You can find over 30,000 online retailers on this cashback website. In 2019, it helped users save around $160 million from their purchases.

How does Capital One Shopping make money?

Capital One Shopping makes money by partnering with brands and receiving commissions when you shop at these partner brands.

Is Capital One Shopping the same as Wikibuy?

Yes, Capital One Shopping was called Wikibuy before Capital One acquired it in 2018. 

How Do I redeem my Capital One Shopping Rewards?

You can redeem your rewards by signing in to your account and navigating to the My Rewards tab at the top of the menu. Then, select the gift cards you wish to redeem. 

Does Capital One Shopping work on phones?

Yes, Capital One Shopping works on smartphones. You can download the Capital One Shopping app from the Apple App Store or Google Play Store. 

Is Capital One Shopping a hoax?

No, Capital One Shopping is not a hoax. Capital One Shopping is a legit service offered by one of the largest and trusted banking companies in the industry.

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