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Dosh Review: Get Cash Back on Your Online & Instore Shopping

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Written by: Kate Starr
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Dosh Review

dosh logo

Dosh is a cashback platform that enables its members to get rebates on their spending at affiliated merchants. All you need to do is download the app and link a card. Then, each time you use your linked card to pay at an affiliated merchant, you will receive cashback automatically. Dosh works with over 10,000 merchants, meaning that members have a wide range of stores they can get cashback from.



Legit & Safe

Earning Potential

Ease of Use

Payout Process


  • Security – Dosh uses 256-bit encryption to safeguard members’ data, plus multi-factor and two-factor authentication to prevent unauthorized access.
  • Sign up bonus – get $10 for free when you sign up for a new account with Dosh and after you have added a verified linked card to your account.
  • Referral bonus – get $10 for each friend you refer once they make their first verified transaction using a linked card at a Dosh affiliated merchant.
  • Over 100,000 places to get cashback – get rebates on your purchases at Walmart, Costco, Petsmart, Postamates, Starbucks, Dunkin Donuts, and many more.


  • High minimum withdrawal threshold – you must have at least $25 in earnings before you can cash out via either PayPal, Venmo, or bank transfer.
  • Long wait time for transactions to clear – most transactions clear within 7 days but some online transactions can take up to 90 days to clear.

Jump to: Full Review

Compare to Other Cashback Sites


Swagbucks logo

18 ways to earn money – surveys, coupons, cashbacks + $5 sign up bonus

Up to 10% cashback from stores – Walmart, Amazon, Best Buy, JCPenney

Most members can earn an extra $50 – $200 a month using Swagbucks


InboxDollars logo

Shopping online on mobile apps with a cashback rate of 1.5% to 15%

Earn money for scanning your receipts or trying featured daily deals

Over $80 million in cash rewards paid to members + $5 sign up bonus


MyPoints logo

Earn a $10 Amazon Card with your first purchase (spend $20 to qualify)

MyPoints members get up to 40% back with every purchase at 2,000 stores

Extra ways to earn money – surveys, games, emails, watching videos

How Does Dosh Work?

The Dosh app is an innovative cashback website that allows you to earn cashback when you make purchases at participating outlets with your credit or debit card.  

Dosh allows you to:

  • Link your card and start shopping at any participating merchants that take part in the Dosh program.
  • You earn credit card points with every transaction you make, and when your earnings reach $25, you can redeem them via PayPal or direct deposit. 
  • Earn up to 10% of your money back each time you make a purchase.   

How Much Cash Back Can You Get With Dosh?

The amount of cashback you earn from Dosh depends on your spending habits. Most Dosh merchants offer between 2 and 5% cashback, while other stores offer up to 10% cashback. Booking a hotel via the Dosh website App earns you 40% cashback.  

Who is Dosh Best for?

Dosh is a great app for those individuals who want to get cash back when they travel or shop. It is also designed for leading brands and retailers who use it to offer cashback services to consumers.

How to Cash Back Can With Dosh?

Link Your card: 

You will receive a $5 bonus after signing up and linking your credit or debit card on the Dosh network.

Online Shopping:

Various e-commerce platforms like Walmart, Proactiv, and Pizza Hut that participate in the Dosh cashback program allow you to receive a pred-determined 10 percent cashback amount whenever you make purchases through their websites. 

In-Store Shopping:

With In-Store Shopping, you must check through the Dosh app or a website for leading brands that participate in the Dosh cashback service before making your purchases. 

For instance, if you purchase a pair of Nike shoes via the Dosh network, you are rewarded with a 4.5% cashback. This way, you save a lot of cash when making purchases. 


Dosh has partnerships with over 600,000 hotels across the globe. You can receive up to 40% cashback when booking a hotel stay through Dosh. 

Referral Scheme:

You can make extra cash by referring your friends, family members or businesses to the Dosh program. On the application’s dashboard, you’ll see the “refer’ menu icon that has a uniques referral code link

Friend referral

When a family member or friend signs up using your unique referral code, you will receive a 5% referral bonus. Besides, there are no limits on the number of people you can refer to.

Company or business referral

When you refer a company or business to the Dosh program using your unique referral code, you will receive 20% of the company’s Dosh fee paid for two years of the company’s participation in the program. 

However, for business referral, you have to comply with the Dosh terms and conditions and fill out a specific form.

Dosh Partner Stores

Dosh has an impressive list of participating brands and merchants. The cashback varies and can change due to promotional offers or other factors. The list of brands include:

Brands and MerchantsCashback/ Promotional offers
Office Depot2%
Sam’s Club2%
Home Depot6%

Dosh Features: What Does Dosh Offer?

Automatic cashback website

Dosh is Hassle-free. Once you link your Debit/Credit cards, it does everything for you in the background. You don’t have to turn on your browser extension to earn cashback.

Security and Privacy

Dosh does not sell data 

Dosh values privacy and security above everything else. For this reason, the company will never sell your data or bank information to third parties or businesses.

Dosh does not store your card

Dosh does not keep your credit card/debit card details or banking information. The company uses vault Braintree to keep your credit/debit cards and bank information safely. Vault Braintree is a PayPal service that stores cards for leading brands and businesses via its highly secure tokenization and vaulting system.


Dosh uses both SSL and 256-bit encryption to keep your information safe and secure. Additionally, it uses both two-factor and multi-factor authentication methods to keep your account safe and free from unauthorized access.

Is Dosh Free?

Dosh is a free cashback website that rewards for traveling, shopping, or even dining. However, if your Dosh account remains inactive for twelve months, a maintenance fee of $4.99 will be deducted from your Dosh account.

Dosh Payout Terms and Options?

Once you hit $25 cashback rewards, you can redeem your earnings via Paypal, Venmo, or Direct bank transfer. You can also donate your cashback earnings to charity groups available on the app.  

Dosh reviews: Reviews: is Dosh Legit?

Dosh is a legit cashback website that offers high-end security and privacy, the best online cashback deals and an automatic cashback feature that keeps track of all your earnings. The app has an A- rating on the Better Business Bureau, a 4.5 rating on the Google Play Store, and a 4.7 rating on the App Store

Better Business BureauA-
Google Play Store4.5
Apple Store4.7

Some reviewers described Dosh as a great app with responsive customer service that responds quickly to customers’ inquiries. Others described the platform’s cashback methods as convenient, as it is easy to receive cash back even without logging into your app or website.

Unfortunately, others argued that it takes time to reach the minimum withdrawal limit. According to other reviewers, the app couldn’t connect to Sam’s App even if they uninstalled and installed it again. 

What Are the Dosh Pros & Cons?

Dosh Pros

  • No scanning since your card is automatically linked to your Dosh Wallet.
  • Earn extra income by referring family members, friends, and businesses.
  • You earn up to 40% cashback on hotel bookings done through the platform.
  • You earn up to a $5 introduction bonus after signing up and linking your card.

Dosh Cons   

  • Unclear privacy policy.
  • You must pay with your linked card if you want to accumulate cashback on your Dosh wallet. 
  • Only supports credit cards that have not been linked on similar platforms like Dosh. 

How Good is Dosh Support?

Dosh has an extensive online knowledge base with guides, FAQs, and tutorials that covers a wide range of topics. 

But if you want to reach them urgently, you can contact them via a 24/7 live chat or email address. Dosh customer agents are friendly, quick, and knowledgeable, therefore its support and knowledge base can be considered good.

Dosh Review Verdict: is Dosh Worth it?

Dosh is a reliable online cashback website that allows you to earn up to 10% cashback while you shop at any of their merchant outlets. The application is also convenient since it offers flexible payment options when redeeming your earnings from the Dosh wallet account. 

The platform has extensive support and an online knowledge base where you can find useful resources, information, and guidelines on how to get started on the app. Even though it takes a long time to reach the withdrawal limit of $25. I still recommend Dosh because it offers the best cashback prices and high-end security and privacy.

How to Sign Up With Dosh?

  • Download Dosh App from Google Play Store or App Store.
  • Install the setup on your device.
  • Sign up through the Dosh downloaded app.
  • A verification code will be sent to your mobile number. Use it to verify your account. 

Dosh FAQ

What is Dosh?

Founded in 2016 by Ryan Wuerch and Ed Mock, Dosh is an automatic cashback website that serves over 3 million customers. 

Is Dosh worth it?

Dosh is worth your investment since it offers you security and privacy, the best cashback of upto 10 percent on the purchases you make via merchants participating in the Dosh Program

How does Dosh make money?

Dosh receives a commission from the participating retailer, which it shares with you as the user. When you use your Dosh login, you can see the percentages of cashback on offer, and these reflect which retailers pay Dosh more generously. 

Does Dosh sell your information?

Dosh values the privacy and security of its users; therefore, it will never sell information and data to any third party or business.

Who is Dosh best for?

Dosh is best for individuals who shop and travel regularly. It is also designed for those looking for the best platform for cashback and privacy while shopping online. 

Who shouldn’t use Dosh?

If you have a tight spending budget and simply want to make a side income, Dosh is not the right choice for you. You need to spend money to earn cashback. So, you don’t want to feel encouraged to spend cash, just to get a percentage back. 

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Kate Starr


About the author:

Kate Starr is a personal finance, FinTech and MarTech writer. Her areas of expertise include making money, investing, and money management.

From earning money as a beginner entrepreneur to advanced investing in the stock market, Kate’s guides can help you to get more ideas on how to earn income online and increase your wealth.

The content on is for informational and educational purposes only and cannot replace any professional financial advice.
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