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CareerBuilder did a survey and found out that almost 80% of American workers live paycheck to paycheck.
You have to agree that that ’s a lot of people who are facing money problems, especially at the end of the month.
And, if you ever find yourself in the same situation, I’ve got you covered!
In this guide you will find the best ways to make money fast, which you can start in your spare time and gradually supplement your day job, or eventually even replace it.
Read the full article and leave your extra money problems behind.
Let’s take a look:
Top Fast Ways to Make Money Online and Offline
1. Work Over Time
Working overtime is one of the most underrated ways to make extra money if your employer allows you to work additional hours.
You don’t need to commute as you are already at your job. They pay is certain and, usually, it’s 1.5x time your current rate.
There are no additional costs or energy involved to figure out how to make money. If that’s not enough, you may get a promotion further down the line, as management loves people who do extra work .
Simply a goldmine to make money fast, and you can start today.
2. Negotiate Bills
If you don’t have time, then Truebill is the company that does exactly that. On average, they save you around 20% on your current bills.
You can make money fast by simply signing up with Truebill and synchronizing your bank account. Truebill will flag up any recurring bills and, with your permission, start negotiating your bills down .
Here is the detailed DollarBreak Truebill review .
3. Cut Out Unused Subscriptions
It’s easy to become trapped by subscription services. There’s your video subscription, music streaming, online storage, gym membership, and probably many more. It’s very easy to sign up and forget that you have them even if you stop using them.
That’s where free subscription monitoring services like Trim come in. They will alert you every time you get recurring service charges, and Trim will take care of it once you press “Cancel” within the Trim app.
You will definitely know all your recurring expenses once you start budgeting with the DollarBreak system.
4. Refinance a Student Loan or Debt
If you have a student loan, you should consider refinancing it with Credible .
Credible is a free service, where by filling out one simple form you can get quotes from 11 lenders in just 2 minutes.
On average, they save around $17,344 off the interest you pay. Can you make that much money faster than that?
Credible has a client success team to help you along the way if you have any questions about the lenders or the terms .
5. Rent Out Your Car
Owning a car is considered a necessity for most of us. But what if you use it only a few times per month, or have another car just sitting in your driveway for most of the time ?
Then you can rent it out and make money fast.
There is a company called Turo, where you can create your car listing in 10 minutes by uploading some photos and describing your car. Plus you rent your car out only on the days you choose to , so it doesn’t interfere with the times when you need your car.
The average daily rental prices vary by model, but here are some examples of how much you can make :
- 2015 Toyota Prius in Los Angeles – $29 per day
- 2012 Jeep Wrangler in Atlanta – $54 per day
- 2018 Fiat 500 in Miami – $44 per day
The best thing is that your rented car via Turo comes with $1 million in liability insurance, so you have peace of mind.
Check how much you can make with Turo by using their “carculator” and entering your car details.
6. Donate Plasma
First of all, what is plasma ?
In simple terms it’s the liquid component in blood which makes up about 55% of total blood volume. It ’s crucial for medical treatment and blood banks are willing to pay you for your donation.
On average you can give 2 donations every 2 weeks, and for each donation you can get between $20 and $40, which is $80-$160 per month.
However, you can search on Google for the so called “New Donor Coupon” and get an extra $10 for your first donation .
In order to qualify you need to be at least 18 years old, weigh at least 110 pounds, pass a medical examination, complete a test for any transmissible viruses, and notify the center personnel of any recent surgery, tattoo or piercing.
Here are the blood banks near you.
7. Check Who Owes You Money
There are so called price adjustments and price protection practices within USA retail. Basically, if you bought an item and paid $10, but a few days later you notice that the price has dropped to $8 (not cool), then you can get the $2 back.
But you don’t have time to be worrying about price drops every single day as you’re busy making extra money with your other ventures, right?
This is where companies like Paribus or Earny come in to play. They scan your email inbox for any recent purchases and check the prices against major retailers. If they find any price drops , they help you to get your money back.
Paribus also monitors your Amazon delivery times and if they’re over your estimated delivery time, you can get a refund. Earny monitors your existing hotel stays and if they find them available for cheaper, they will help you to rebook it at the lower price.
Well, I think it’s an example of technological automation at its best!
8. Rent out a Spare Room on Airbnb
In the “how to reduce expenses” article we talked about how it’s important to choose the right size home, so you don’t overpay for space you don’t use.
To put it in perspective, an extra bedroom in your house costs around $200 extra a month . However, with AirBnB you have the chance to turn that extra room into fast cash.
AirBnB is a safe, reliable and culturally accepted model. Today it’s active in 65,000 cities around the world with more than 4 million listings.
On average, AirBnB hosts make around $924 per month. Check the AirBnB homes and rooms in your city and see how much you can make.
9. Charge Electric Scooters
The downside of this money – making gig is that you mainly have to do it at night.
Here is how it works:
- Download the Bird or Lime app.
- Once your initial application is approved, after 9 pm you start collecting e-scooters.
- For every scooter you collect you get $3-$7.
- After a few hours of collections , you have to bring them to your home and charge them for around 4 hours.
- Before 7am, you have to distribute them in certain areas, and if you late by even 1 minute, your earnings are cut in half.
- For every scooter you park, you get an extra $1.
Youtuber Edgar made over $5000 charging electric scooters in one month in Los Angeles!
And that ’s just for working just a little over 100 hours a month. While the scooters are charging for 4 hours, you can sleep. 🙂
However, the competition is increasing and the pay rate drops slightly every month, so it’s still a wonderful opportunity to make money, but it could be gone pretty soon.
10. Rent Out Your Belongings
I bet you have some stuff you can rent out in your house, and here are the best websites to do it for different items:
- Rent out your clothing with Style Lend .
- Rent out your bikes, snowboards and surfboards with Spinlister .
- Rent out (almost) anything with Fat Llama .
- Rent out friendship with RentAFriend (not a dating site).
- Rent out tools with Loanables .
Most of the companies have insurance to cover your belongings in case of damage or theft.
11. Sell Your Stuff
If you have stuff to rent out, then you must have stuff to sell!
Here are some items for you to find in your home and sell them fast on marketplaces:
12. Deliver Groceries with Postmates
Postmates is changing the delivery game. They have a partnership with over 500,000+ restaurants and businesses around the USA, and subcontract local drivers to deliver food, drinks, retail , gift cards, etc .
And you can become one of their drivers if you have a car or bike.
Simply sign up with Postmates, get a free delivery bag, receive a complimentary introduction with another Postmates driver, and start earning money.
The good news is that you set up your own working hours and keep 80% of the delivery fee yourself, which starts at $5. Realistically, you can make up to four deliveries per hour and pocket up to $15 plus tips.
Pretty good for a gig after your day job or during the weekends. Plus, Postmates offers the option to cash out your earnings instantly or automatically deposit them once a week.
13. Shop in Secret
The next way to make money fast is mystery shopping.
This job involves measuring the quality of service, compliance with regulations, or gathering specific information about the products of mystery shopping companies’ clients.
For example, you may need to check the retail store for cleanliness, ask staff questions such as “how do you bake your cakes” and record how they respond, or check to see if the meat department are wearing gloves. At the end of your visit, you will have to fill out a questionnaire with your observations.
Here are some mystery shopping companies which pay up to $20 per hour for the shopping gigs:
- Market Force
- Field agent
- Ipsos US & International
- Sinclair Consumer Metrics
- Maritz Cx
14. Become someone else’s Eyes and Ears
Let’s say New York resident car trader John wants to buy a car. He found a good deal in Los Angeles, but is suspicious as the price seems too good to be true.
What does he do?
He can book a costly flight and go himself to check the car. Or he can hire someone else from WeGoLook to do it for him at a fraction of the cost.
WeGoLook provides on demand work solutions for people like John, and you can become the person who helps to inspect cars, properties, scenes, equipment and more.
All you need to do is to download their app and start to accept the “Looks” you want. Most looks pay around $20, but the rate can be higher for more complex tasks.
Become a looker and start making money fast.
15. Fill Surveys
There is no need for a long introduction to surveys. It’s probably one of the first ways people started making money on the side.
Most of the survey websites have qualification questionnaires where they ask about your daily habits, shopping activities and demographics. If you fit their companies target market based on your answers, you can expect longer or more frequent invitations to new surveys.
Some of the surveys pay up to $75, but they aren’t common. Expect to earn $2-$3 per hour from recommended survey websites.
16. Shop Online
In 2021, over 2.4 billion people are expected to purchase services and goods online. There is a very good reason for that.
Online shopping allows you to compare thousands of offers from different stores, which means not overpaying. In addition, you can get cashback of up to 40% from websites such as BeFrugal.
Sure, you may think that shipping will “eat up your savings”. However, companies like Walmart offers free shipping for orders over $35.
Reducing current expenses is the easiest and the fastest way to make money.
17. Test Websites
Businesses pay people money to see if their company’s websites are user-friendly. You can become one of those people if you understand the basics of a good website.
Tests take from 5 to 30 minutes, where you answer questions, from fonts and colors to navigation. Generally, you will have to use your screen recorder and talk while you perform the required steps. Here are the companies that pay you for testing websites:
You can earn anywhere from $10 to $25 for 30 minutes of work once you pass the sample test.
18. Drive for Uber or Lyft!
Although, lately there has been some criticism that these rideshare apps are “gaming the system” by making their drivers contractors instead of employees.
However, you still can make money with Uber or Lyft, but before committing long term like renting the car, make detailed calculations of your car maintenance costs, depreciation, insurances and taxes.
Also, the main determining factor for how much you make is where you live. If you are based in a highly saturated city like Florida, your earnings will be much less than in a city like Washington. Here are some other best and worst earning cities according to Ridester:
Best, where the hourly rate is $19-$25: Honolulu HI, Seattle WA, Long Island NY, Pittsburg PA, San Jose CA, New York City, Minneapolis MT, San Francisco CA.
Worst, where the hourly rate is $5-$10: Akron OH, Durham, Springfield MO, Tampa, Indianapolis, Tulsa OK, San Antonio TX, Buffalo NY.
Note that after expenses these hourly rates will drop, so in some locations it’s not worth becoming an Uber or Lyft driver.
19. Switch Banks
Large and small banks struggle to keep getting business through the door, so they offer incentives .
This makes it an attractive opportunity for people to make money fast.
The sign – up bonus goes for up to $750. Here are the best banks to switch to in 2020:
- TD Bank – open new TD Premier Checking account and within 60 days deposit $2500 or more and you will get $300 bonus.
- PNC Virtual Wallet – open new Performance Spend account and within 60 days deposit $5000 or more and you will get $300 bonus.
- HSBC – open new Choice Checking account and within 90 days deposit $1500 or more and you will get $200 bonus.
Make sure you compare other banks’ rates to see how much transactions and day – to – day banking will cost you.
20. Design & Sell
The next way to make money fast is with Zazzle. It’s an online marketplace that connects designers and customers to create their own products with independent manufacturers.
However, the designer skill is not compulsory to become successful. You need to have a creative mind and be interested in the trends or following latest news in order to get some extra cash.
The idea here is to make a simple design related to current events and post them on T-Shirts, posters, mugs, phone cases and other products sold by Zazzle.
For example, for the next presidential election you can create a design that says : “Trump 2020, Make Democrats Cry Again”. Then sign up with Zazzle and with their creative tools put this design on all products.
Once the product sells, you get a commission of 10%. To illustrate the point, that ’s $2 from a $20 t-shirt, and you don’t need to worry about product fulfillment or customer service.
Check out some Zazzle products to get an idea of what designs are best sellers.
21. Become a Dog Walker
This job is for people who love dogs and probably have one. The idea is that instead of privately building a reputation as a dog walker, you can sign up with on -demand job companies like Rover or Wag .
With Rover you can set up your own dog walking rates, but the company keeps a 20% cut from it, and there is money to be made. For example, Jen Tserng grossed over $100,000 in one year with Rover.
On the other hand, Wag offers a flat fee for dog owners. which is $20 per half hour and $30 per hour, but the company takes 40% commission. It is a hefty commission, but hey, if you need money fast, you can start earning today. Also, sessions are private, meaning that you can only take one client’s dog(s) for a walk.
22. Sell Your Gift Cards
Let’s say your aunt sends you a $20 Subway gift card for your birthday, but you are on the keto diet and not eating carbohydrates. Instead of having a useless piece of plastic, you’d rather have $20.
The good news is thatyou can trade the gift card and get up to 92% of their current value from legitimate websites such as Cardpool or CardCash.
And you will get your money in 1-2 days after sending it by post. The payment will come even quicker if you have the gift card as an online voucher.
If you don’t have gift cards, check out this article on how to earn free gift cards from 46 companies.
23. Return Bottles & Cans for a Refund
Billionaire Waren Buffet drinks 5 cans of Coca – Cola every day. This makes 365 (days) x 5 (cans) = 1825 cans. If you are like him, for every can you return, you can get $0.05 – $0.10, or $91.25 – $182.50, depending on your state
This does not include water bottle, beer or wine. Ideally, you would quit drinking all of it and stick to filtered tap water. The second best choice would be collecting empty cans and bottles and returning them once in a while.
Here is the full list of states and which products they accept. And don’t try to game the system by bringing bottles to a state where you get more per return as it’s illegal.
Otherwise, you may face prison time, like this guy who tried to deposit 10,000 bottles in Michigan.
24. Bring Unused Things to a Pawn Shop
There are two ways to make money from pawn shops . One of them is bringing you unused stuff for quick cash. The shop owner evaluates your item and gives you an offer based on how much they can sell it for . The pay will not be much, but it’s worth it if the item is just collecting dust and you need quick money.
The other one is to source products from pawn shops and sell them online. For example, you can go to your local pawn shop and see what items they have. Then check similar items offered on apps such as Letgo, or on old good eBay.
Add the fees plus shipping costs to the item price and see if you can make a profit by selling it.
Here is a full list of Pawn shops near you.
25. Get Paid to Walk
Seriously, there are legitimate apps that pay you to walk. Here is how it works:
- You install one of the walking apps.
- Enable GPS tracker.
- Start walking regularly.
- Get paid or exchange points for prizes.
You won’t make much money, but if you walk anyway, why don’t you get paid for it?
The added benefit is that you can become more healthy simply by walking and save money on future doctor visits.
26. Turn Audio & Video Into Text Form
You can make money fast by listening to audio and typing what you hear according to the client’s requirements . It ’s called transcription. It’s worth noting that experienced transcribers make up to $50 per hour.
But what if you are a beginner and have never transcribed any audio or video in your life – can you still make money?
The answer is yes, but you have to practice in order to get better and increase your pay rate.
In order to speed up the learning curve, check out this free Udemy transcription course.
27. Find Random Craigslist Jobs
Some of the jobs he did included : BBQ grill cleaning for $100, handing out newspapers for $10, photoshoot for a restaurant for $100, deodorant tester for $10, Game of Thrones party impersonator for $150, and many others.
So it’s possible to make money on Craigslist, but be prepared to hustle for extra cash.
28. Do Random Jobs Online
Businesses are looking for people who can do certain virtual tasks on demand, such as conducting simple data validation and research.
But they can’t be bothered to create a job ad for every single task they need, as they are not repetitive.
This is why they use Amazon mechanical turk (MTurk). It is a crowdsourcing marketplace that connects businesses who have simple jobs and workers who want to make extra cash.
Pew Research centre found the average pay is around $2 per hour. The pay is pretty low compared to the national minimum wage, but it’s a good start to get a taste of the virtual assistant career where you can eventually make up to $30 per hour.
Make Money Fast Today
Don’t forget, money does not come easily. You are going to have to work for it!
But now you know where to start, so choose your favorite way to make money fast and start today.
With some effort and determination, you will be able to pay your overdue bills and supplement your day job.