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There are exactly 15 ways to get free gift cards, and they’re all described here in this article. I’ve done the research for you so that you can jump right into the side hustle.
But, before I get to everything you need to know about collecting free gift cards, there’s a fascinating fact I want to share with you…
Gift cards are simply a different form of money!
So in this article, I will provide you with a list of 46 companies that will give you gift cards to spend in your favorite store and who will reward you in cash which can later be traded for gift cards on websites like Cardpool.
All you need to do is follow the steps given below.
And remember to bookmark this page to come back each time you’re ready to collect free gift cards.
How to Get Free Gift Cards?
Do you remember what webpages you visited last night? What apps you opened? How long you used each of them?
Neither do I.
Research companies are desperate for information about the behaviors of consumers online. There are apps out there which deliver exactly that type of data to researchers who are willing to compensate you for your participation in their studies.
Just install one of the apps listed here to get started, and the program will track every action you take on your mobile device or desktop computer.
There is nothing to worry about because All data is collected anonymously, meaning your information cannot be tracked back to you as an individual. Each app requires around 3 MB of your mobile or Wi-Fi based data usage per month, and it simply runs in the background of your device.
Let’s find out what kind of gift cards you can get through these apps.
(up to $110/year)
“US consumers have an average of 89 apps installed on their smartphones, but they only use 8 per day.”
These are the type of facts Smart Panel can learn when you install their app on your device.
At this point, users can only join Smart Panel if they qualify for short survey. If you do qualify, you will earn $5 just for qualifying, plus $10 for the first week, and then $5 each month per device thereafter, with the addition of some loyalty bonuses.
That’s not bad at all, is it?
In total, you can make up to $110 per year with the app and withdraw funds to PayPal or choose to collect an Amazon gift card.
2. Panel App
(up to $60/year)
Install the Panel App, leave your mobile data on wherever you go, and enable location sharing.
For these 3 steps alone, Panel App will give you $5 per month.
Users will also occasionally receive invitations to join surveys, depending on your location. Occasional offers to join sweepstakes and lottery drawings for the opportunity to win $10,000, make your earning potential with this app especially attractive.
Gift cards can be redeemed through Amazon, VISA, or Mastercard. Request your earnings via your Panel App account, and, within 1-2 weeks, you’ll receive a gift card code in your email inbox.
(up to $85/year)
Nielsen Mobile is probably the oldest company in the market research space, with over 90 years of experience. They aim to record your behavioral patterns on the internet, apps, and multimedia applications such as video and music players.
This data allows Nielsen to help their clients identify which demographics could signal potential customers for a variety of products and services.
Before you start earning gift cards with the Nielsen Mobile app, you will need to provide your contact details and register your devices through a questionnaire.
If you actively use each device you have, you will be rewarded with monthly and quarterly initiatives worth up to $85 per year.
Claim Your Sign-up Bonus
Companies compete for our money.
Whether the goal is to lure in a new customer or “steal” one from a competitor, brands try to seduce us with sign-up initiatives.
It sounds a little too good to be legitimate. Does it even make sense for companies to give you free cash?
The answer is: absolutely! During the time a customer stays loyal to a company, they are likely to spend a considerable amount of money. Let’s say your internet bill costs $50 a month and the company gives you $50 as an incentive to join them.
To illustrate this, point I will use simplified calculation:
In the first year, you get $50, they get $600.
It’s a no brainer! So, where can you get sign-up or welcome bonuses?
($150 welcome bonus)
The Capital One Quicksilver credit card offers a $150 welcome bonus once you spend $500 on your new card, in the first 3 months.
There is no annual fee, and you will earn 1.5% unlimited cashback rewards on most purchases.
Pretty awesome, right?
But, make sure you pay your credit card bill in full each month to avoid any interest charges. You don’t want to get a bonus and then spend it on covering unnecessary fees.
($100 cashback bonus)
Verde Energy is green energy and natural gas provider in the USA.
Sign up with their yearly plan, and you will get $100 worth of prepaid cards delivered to your mailbox. $50 after the first month and $50 after 6 months.
It’s worth mentioning that Verde energy doesn’t have any cancelation fees, so you can even cancel the service after you received your first rebate.
And, don’t forget to check their energy rates in your post-code to see if it’s even worth switching your energy provider for the $100 rebate.
($5 for sign-up)
Cash4offers is a reward program that pays you for things you do online every day, such as reading emails, listening to music, reading books, and much more.
The offers in the program come from companies who want to engage with new customers. The rewards are small, but if you’re doing these activities anyway, why not get paid for it?
Besides…you get $5 for simply signing up, and there is no need to commit to any contract.
Once you reach your minimum payout of $35, you will be able to cash out via PayPal or choose an Amazon gift card.
Take Online Surveys
What do we do when we want to share our opinion about a particular product or service we have received? We share it with our friends, but unfortunately, we don’t get paid for it.
Why is this relevant?
Because, you can get paid for sharing your insights if you provide information to interested parties. Your insights can be delivered in the form of a survey that consists of 5-100 questions about a particular product, service, or experience. For example:
- Where do you shop? How often?
- What is your household income?
- What are your health habits?
- How often do you exercise?
Rewards are most often between $0.50 and $2 per survey. But, if you match the company’s target market, they are often willing to pay you as high as $50 per survey.
Here are the top 3 platforms hired by companies to collect feedback from consumers.
(up to $50/survey)
Swagbucks has plenty of surveys to choose from. The reward comes in their local currency called Swagbucks points (SB).
Once you acquire 300 SB you can trade them for a $3 Amazon gift card.
Make sure your answers are genuine and consistent, otherwise you will not qualify for many surveys.
Swagbucks not only pays for surveys. Here are another 18 ways to earn money with Swagbucks.
(up to $50/survey)
Vindale Research pays users for providing feedback on consumer brands, and you get $1 just for signing up.
Surveys cover a variety of topics such as travel & leisure, shopping & fashion, health & fashion, and popular restaurants.
You can take surveys on any device, and they don’t have a points system, so rewards come in cash. Earn $50, and you can cash out via PayPal.
So far, Vindale Research members have earned more than $8 million through the platform.
Prolific survey website is not as famous as the other two, but it’s slightly more interesting, because surveys come from 3000 researchers and 500 academic institutions.
Prolific claims that you will be paid at least $6.50 per hour in exchange for each survey you qualify to complete.
That’s something different in the survey websites industry!
Expect to receive a 2-5 survey invitation to your inbox. Some surveys will last less than an hour, but the small amounts add up, and you quickly find yourself crossing the threshold qualifying you for a gift card.
“Enter for a chance to win a $500 Amazon Gift Card” or “Enter to Win an iPhone 11 Pro.“
These are the kinds of messages you usually see when companies run giveaways.
Why would they give away a $20 gift card or a free iPhone?
Because, they want to reach new customers, engage with followers on social media, or promote new products. There are companies out there which host giveaways frequently, so if you become a member or subscriber, you get notified about each giveaway.
Ready to try your luck?
(up to $5,000 per giveaway)
Giveaway Monkey, founded in 2012, is one of the largest sources of giveaways, freebies, competitions, and sweepstakes online. You can filter them by your preferences: beauty & hair, cash & gift cards, fashion, gadgets, travel, and more.
You can even filter by entry method: Facebook, Twitter, Instagram, comment entry, or email subscription.
Users can also filter by location: worldwide, the USA, Canada, or the UK.
On average, Giveaway Monkey posts 15-21 new Giveaways every other day, so you have many chances to win.
Some current prizes include:
- Xbox One X Giveaway
- $3,500 Ultimate Wedding giveaway
- $300 in Target gift cards
Not bad, huh?
(up to $10,000 per giveaway)
PrizeGrab was created by a group of prize fanatics to make online Sweepstakes more fun.
To be honest, I was surprised at how easy is to enter these giveaways. You simply click or tap on the desired giveaway, and you’re in!
You can also earn points for returning to PrizeGrab on consecutive days, entering prizes, reaching streaks (10 entries = 1 streak), and more! Points don’t have any specific monetary value, and according to PrizeGrab, you may be rewarded with unspecified bonus prizes.
$10 Amazon and $10 Swagbucks gift cards are the most common prizes for 5000+ winners on site.
(up to $100 per giveaway)
Reddit has a thread called “Sweepstakes”. Here, you can expect around 50 new giveaways to be posted every 24 hours.
The thread has rules some of which are:
- All links must be direct to Sweepstakes.
- Posts with the same links will be deleted.
- All contests must have a “no purchase necessary” method to enter
- Contests can only be posted by someone eligible to win
Rules ensure that you are not getting spammy or invalid links. This makes Reddit a valuable resource for giveaways.
What about prizes?
The posted giveaways boast a huge variety of potential prizes. Entrants can win gift cards, tickets to movies, gadgets, phones, music instruments, game cards & points, experiences, and more.
Coupons require no explanation…
They represent great deals for bargain hunters and for millionaires alike!
Simply save money and treat yourself with gift cards. Check out these 3 websites every time you shop—both online and offline.
($200 in savings)
Coupons.com offers printable coupons that can be used at any retailer that accepts them. You can also download a mobile app to keep all the free, paperless grocery coupons in your pocket.
Coupons are organized into categories: foods, personal care, household, beverages, healthcare, and baby & toddler.
Subscribe to the email alerts to get notified every time there is a new coupon in your chosen category.
A few examples of how much can you save are:
- “Spend $30 and save $5 off any Kellogg’s products.”
- “Save $5 when you spend $25 on Magnum’s ice cream products.”
(up to $500 off)
Savings.com offers top coupons in every category, from baby gear and designer clothes to gourmet food and big-screen TVs.
In addition, they have grocery printable coupons and a “local deals” category.
And those deals are often good ones, too! For example:
- “$15 Off First Time Direct to Home or Club Pick-Up Orders Over $50” – at Sam’s club
- “$25 Gift Certificate, Your Price $10” – at Offside Tavern (New York)
- “Up to $500 Off Galaxy S10 with Eligible Trade-In” – at Samsung
Subscribe to the Savings.com newsletter to get hand-picked deals delivered directly to your inbox.
(up to 75% off)
DontPayFull – has such a cool name for coupon website. To give you an idea of how this platform operates, here are some numbers that will give you the rundown.:
- 120,000+ stores available
- 10+ million offers
- 1+ million monthly visitors
- Discounts of up to 75% off
They have deals in every possible category with offers such as:
- “40% Off Every Order” – at GAP
- “30% Off Women’s Clothing” – at Forever 21
- “Up to 75% Off Clearance” – at Old Navy
It’s never before been so easy to know where the best deals can be found. Definitely use one of these coupon websites as part of your saving strategy.
*The offers referenced were available at the time of this review to give you an indication of possible deals, therefore a direct link was not provided as the promotion could have expired.
Get Cash Back
The next way to get free gift cards is by getting cashback.
As you may already know, cashback is the percentage you get for every dollar spent at stores.
“Cashback” was invented by credit card companies, but these days most shops offer some type of opportunity to earn cashback when you shop online.
And the best thing about this approach is that you don’t need to subscribe to every brand’s loyalty card. I have built up a list for you of the top rewarding loyalty programs that off in-store cashback.
To get the most from cashback programs, make sure you check all 3 of the websites listed below to determine which one offers the best cashback rate for your chosen store.
(up to 40% cashback)
I’m pretty sure you will find your favorite brands at Rakuten, because they have them all!
Rakuten makes it extremely easy to learn what percentage of cashback is available online through various retailers. Simply install their browser extension to see the current cashback offers available on your chosen website.
What’s more, you can get in-store cashback when you link your Rakuten cashback Visa card with your accounts at popular retailers. If you like to travel and vacation, you can earn cashback for hotels, flights, and car rentals.
Sign up via DollarBreak unique link to get $10 for free after you make your first purchase.
(up to 30% cashback)
EvoShare turns your daily purchases into a new source of funds. They have an innovative twist to their process, too. Users can send their earnings towards a 401(k) retirement plan, student loan, or college savings fund.
They offer services to employers which help employees meet their savings goals by shopping online and locally at 10,000 stores, cafes, and restaurants.
The program works by linking your company VISA or Mastercard to your EvoShare account.
Check out the EvoShare website and suggest a partnership to your employer before you ask for your next raise!
(up to 30% cashback)
Mr. Rebates is another cashback website, and it has been on the market since 2002.
It works the same way as Rakuten, but some cashback offers are formatted slightly differently. Once you earn $10, you can request it via PayPal or get a free gift card.
Sign up today and get $5 free with your first purchase.
Do easy Tasks Online
I can already hear you asking me, “what is an easy task online?”
Well, it’s a specific task which you can complete in a short period of time or a micro-job which does not require any particular skillset.
You won’t make millions with this method, but a few free gift cards each month is can easily take some of the pressure off your main source of income.
Try your hand at simple online tasks with these 3 ideas :
(up to $9/hour)
Take advantage of Clickworker. They provide digital tasks for anyone who enjoys writing, researching, translating, or data processing.
Here is an example of a task you might find through Clickworker:
- “Find 100 top personal finance blogs online – $5”
In essence, the tasks are similar to virtual assistant jobs.
Clickworker claims that you can earn around $9 per hour, but from comments around the web, $2 per hour is a more realistic number.
If you have spare time and nothing better to do, it’s worth giving these micro-tasks a shit to start earning gift cards with Clickworker.
(up to $0.10/song)
What’s the catch? There’s no catch. Think of it as music advertising.
Bands are looking to expand their listener bases and connect with new fans.
MusicXray is a platform that allows them to do just that.
Once you sign up, fill in your music preferences, and you will get new songs delivered to your inbox. Play each song for at least 30 seconds, and you will get $0.10.
You won’t get thousands of new songs every day, but once in awhile, you may discover your new favorite band and be compensated for it at the same time.
Yes, you can earn money by simply watching videos. InboxDollars pays you up to $0.03 per view with a video length of 1 to 5 minutes.
Of course, that’s not a lot of money, but if you already watch Netflix on Saturday night for 5 hours, make an effort to click a mouse every few minutes on InboxDollars, and get rewarded for it.
And at the end of the month, you may even score your first free gift card!
Do easy Tasks Offline
Obviously, if you can do simple tasks online, then you can do simple tasks offline.
However, offline tasks may require more from you than simply sitting next to your computer with an internet connection.
You may be required to travel from one place to another or have your own transportation.
Because of that, the earning potential is higher.
(up to $12/Hour)
I’m sure you’ve heard of Uber Eats, maybe you’ve even tried it before.
You can be the same guy or girl that shows up on your doorstep to deliver food and make a decent amount of money doing it.
The working schedule for Uber Eats is flexible. Work for an hour or only during the weekends and you can deliver food by foot, bike, scooter, or car.
Get on the road and earn up to $12 per hour.
And try not to spend all your hard-earned money on food, it’s gonna be tempting.
(up to $5/Scooter)
The electric scooter revolution is in full swing!
The e-scooter rental company – Bird, earned a staggering $2 billion valuation within its first year in operation! In 2018, they furnished over $10 million in rides.
There are a lot of these electric scooters sprinkled around, but who is charging them? That could be you.
Here’s how it works:
- Join Bird
- Pick up Birds (e-scooters)
- Charge them at your place of residence (it should cost around $0.30 for electricity)
- Release the scooters the next day
- Get paid daily
Lime is another e-scooter rental company. Depending on the location both companies pay between $3 and $7 per scooter.
Take the bus and start collecting e-scooters! Just kidding, a car is all you need to get started.
(up to $25/hour)
Do you love dogs, cats, or both?
Rover connects you with people who have pets, but sometimes don’t have time to take care of them.
Sign up with rover and walk pets or board them overnight.
Some users earn over $100k a year for doing this simple activity.
If you ask me, that’s a lot of gift cards…
Don’t wait! Take action and start earning today.
Rent Your Stuff
Instead of buying stuff and using it once, it’s often preferred to rent household items they rarely use.
Take a second and think of how much stuff you have in your house, yard, and garage? Perhaps your family members have tools, bikes, or clothes which are not being used, and instead just collecting dust in storage?
I bet, there are more unused items around your home than you’d expect. The good news is, you can rent those things out!
Here are some platforms that will help you can do just that:
(from $5 per day)
Spinlister allows you to rent bikes, surfboards, snowboards, and skis to travelers and active people.
Everything is controlled by an app. To get started, join Spinlister, list your rides, and receive requests with dates and times for rentals.
In addition to easily finding clients, you get peace of mind, too. Spintlister covers your ride for up to $5,000 against any damage or theft.
Your earning potential depends on what products you have. If you’ve got something special, you can rent it out for up to $100 per day.
Check here for current offers, and find out how much you could earn.
(from $5 per day)
Loanables platform has offers for pretty much everything. Electronics, tools, boats, and tents just to name a few.
Loanables claims that you should rent anything you use less than 3 times per year.
So, list everything you don’t use and buy stuff only if you know you will use it more than 3 times per year or if you can rent it and earn some gift cards.
As an example, you can rent a ladder for $10 per day or a camera for $50 per day.
*Note that Loanables charges you a 10% commission on every rental.
(from $5 per piece)
Stylelend is a platform designed to make it simple to rent and lend designer clothing, shoes, bags, and accessories.
If you have a closet full of stylish gear, you can:
- List your products on Stylelend.
- Wait for rental requests.
- Approve request within 24 hours.
- Ship directly to the customer.
- Get paid 80% of the rental fee.
How much can you earn? As an example, a Gucci dress can bring you $100 for a 7-day rental.
Check Stylelend FAQ for more details.
Sell Your Stuff
How many times have you been tidying your house and noticed things you haven’t touched in God knows how long?
As time passes, we all find that our homes have collected so much unused junk that we don’t have room for new things.
Relax, we are all guilty of that.
But, it’s time to clean up your house, get rid of the useless stuff, and get some gift cards.
Start with these 3 ideas:
(varies by book)
Amazon should be your first choice when it comes to selling books.
List your titles on Amazon and wait for your buyer to place an order or trade your books in and get up to 80% of your book’s value directly from Amazon.
(varies by item)
Poshmark is the largest social media marketplace for fashion.
Simply take a photo of the clothing you’d like to sell, share it with the network through the Poshmark app, and earn cash.
Poshmark takes 20% commission for each sale over $15 and a flat rate of $2.95 if you sell items for under $15.
The current categories to list your fashion products include:
- Men’s, Women’s, and Kids clothing
- Jewelry and accessories
(varies by piece)
Letgo is a platform for secondhand goods. To date, over 400 million products have been posted on Letgo.
Letgo is made for local second-handing. The idea is to advertise your product, chat with the potential buyer, and meet locally to sell a product for cash.
You always have the option to ship your item if the buyer is too far away.
The app is free to use, and there aren’t any commissions when you sell.
Negotiate Your Bills
You can earn free gift cards every time you lower your bills and cut expenses.
Whether it’s your utility, internet, phone, or any other subscription.
Let’s find out how much you can earn by saving.
(users saved over $20 million)
When w sign up with subscription services and leave them to auto-renew each year, we’re leaving money on the table for companies to collect, even if we are no longer using the service.
Trim is a platform that helps users save money. It analyzes your accounts to find recurring subscriptions. With your permission, Trim cancels subscriptions, finds you better car insurance, negotiates your Comcast bill, and more.
Trim is free to use, but they charge 30% of your total annual savings for their bill negotiation service.
(lowering 95% of bills)
Billfixers specializes in reducing your monthly service bills like cable, satellite radio, home security, utilities, cancellations, and more.
There is no upfront fee to use Billfixers, but they charge a 50% commission upon successful negotiation.
In addition, Billfixers will not change your service plan just to lower your bill.
The service is risk-free. All you have to do is to upload your bills and wait for the outcome.
(85% success rate)
Bill Shark pretty much provides the same service as Billfixers, but with a lower commission rate of 40%.
On the other hand, Billfixers have a higher success rate.
Sign up with both companies, discuss your preferences with them, and discover how much they can save you.
Get Refund when Price Drop
This one is interesting!
Did you know that if you’ve purchased an item that goes on sale after you bought it, you can get the difference in price refunded?
Retailers do not want you to know, but it’s the truth.
Of course, monitoring every purchase price for months on end is a huge hassle, but lucky for us, there are apps that do it automatically.
Sounds good, doesn’t it? Here are some of our favorite price tracker apps.
(no hidden fees)
Paribus is a 100% free app without any commissions, monthly subscriptions, or any other hidden fees.
Sign up with the same email you use to make purchases.
Paribus monitors your email for any sales receipts, and once a price drop is found, they send a claim to the retailer and credit you with the refund.
Nice, but it gets better!
They even have a feature that monitors your Amazon Prime deliveries. If the package is late, Paribus automatically files the claim, and you will get a free month of Prime or a $10 gift card from Amazon.
(hotel reservation refunds)
The Earny refund app is similar to Paribus (except with no Amazon monitoring), but it costs $4.99 per month or $39.96 for an annual subscription.
Is it worth it?
Yes, if you travel a lot. They have a unique feature that tracks your hotel reservations.
After you book your hotel stay, Earny will monitor any price drops and, if found, you will be notified of how to rebook at a lower rate.
A helpful tip is to try booking hotels which include free cancellations.
(Google Play’s best 2018 app)
Sift was chosen as one of the best Google Play apps of 2018.
Sift is similar to the other 2 apps in this category, but it has a few extra “hidden benefits.”
- Sift monitors the warranties on your purchases.
- It automatically tracks your credit card benefits.
- If you have several credit cards, Sift advises you on which to use to maximize your cashback benefits.
The app, however, is not free. They take a 25% service fee for any refund you receive.
It seems like a fair share for the hard work they do.
Research the Market
Website owners often wonder what visitors think of their digital presence.
Companies often want to test whether or not a new product will fit their target market.
Bosses want to find out if their employees treat customers right.
And, this is where you come into play.
You can earn gift cards by providing feedback and evaluating products, services, and websites.
Say what you think and get paid!
(up to $60 per test)
The most popular company in this category is probably User Testing.
Testers on their platform have earned over $3 million from tests on products furnished by companies such as Microsoft, Apple, Facebook, and eBay.
UserTesting requires you to record your review, and for every 20-minute video you complete, you get $10 paid to your PayPal account. You can participate in just 3 easy steps:
- Visit a website or use an app.
- Complete a set of tasks, speaking your thoughts out loud as you go.
- Get paid.
For each review, you will need to take a qualification test, and you will not qualify for every project. Despite the higher hurdle to participate, the pay rate is good when you complete reviews, so expect to get a few free gift cards each month.
(up to $20 per test)
Another online feedback company is Beta Testing.
Fill out the profile questionnaire and request to join focus groups available on Beta Testing.
If approved, you will receive invitations to participate in user tests that last from 30 minutes to a couple of weeks.
Complete reviews and provide feedback & bug reports to earn $10-$20 for most tests.
Product Testing USA gives your free products in exchange for the feedback you provide.
Here’s how Product Testing USA works:
- Select the products you want to test.
- Complete the questionnaire.
- If approved, receive products, test them, review the item, and keep your product for free.
- Reviews may include: 500+ word written statements, video feedback, and product photos.
And, there are some amazing products to test out there:
- iPhone 11
- LG Thin TV
- Samsung Galaxy Tab
If you don’t like the product you received, simply sell it after the review, and get yourself some gift cards.
Check out these latest reviews and consider becoming a product tester.
($5 to $20 per project)
Market Force is a mystery shopping company. This means that you shop at banks, stores, or restaurants (in secret) and describe your shopping experience.
In exchange for your opinion, you’ll receive a free product, cash, or a gift card.
For example: MacDonald’s, through Market Force, may ask you to complete an order while monitoring the time it takes to complete with a stopwatch. And, what do you get for that?
At the end of your lunch, you will be asked to submit a questionnaire and evaluate your overall experience.
Market Force jobs can take anywhere from 10 minutes to 1 hour to complete, and you can expect a payout of between $5 to $20 per project.
Refer a friend
Do you have friends, family, colleagues? Then you can get free gift cards just by sharing the products or services you love, and companies will reward you.
Here’s how it works:
- You sign up with the company offering the promotion.
- A unique link or code is assigned to you.
- Share the link or code via email, Instagram, Facebook, or in person.
- Referred friends sign up with your code and make the first purchase.
- You get paid.
It’s as simple as that! Let’s find out if you can benefit from any of the platforms below.
($20 for each friend)
HealthyWage pays you to lose weight! Yes, you heard that right.
Make your personal weight loss bet, then compete in the challenges to win cash prizes of up to $10,000.
You can join team challenges with up to 5 people. So, find a few friends who may need to drop a few pounds, invite them all to the program, and get $20 for each person referred.
($10 for each friend)
Groupon offers deeply discounted, limited quantity offers for the best deals on local products, services, and experiences.
Find out what your friends love to do, search for an offer on Groupon, and suggest that your friends give it a try using your unique code at checkout.
You get paid $10 in Groupon bucks which can later be exchanged for gift cards on Groupon.
($20 for each friend)
Do you know anyone who usually stays in the hotels during the holidays?
Invite them to give Airbnb a try.
Airbnb is an online marketplace that matches hosts with guests, primarily for home-stays.
Recommend your friends try Airbnb, and you will get $20 for each friend who registers through your unique link.
Plus, your friend will get $55 off their first stay.
I know, investing money can seem scary and intimidating, because:
- You are not sure how to start.
- You don’t know who to trust.
- You’re are afraid of losing money.
- You think that you don’t have enough money to invest.
And that’s okay. Those are all reasonable fears and doubts one may before undertaking any new financial endeavor.
Take your time and familiarize yourself with the companies below which allow you to start small and invest from as little as $5.
Then, decide for yourself or speak with a financial advisor to see if the rewards are worth the risk.
(up to 7.5% annual returns)
Acorns is a personal finance app that automatically invests your spare change with annual returns of up to 7.5%.
Here is how it works.
- Link your bank card to the Acorns app.
- Acorns rounds up your bills and invests the spare change.
- Example: If you spend $3.50, Acorns rounds up the bill to $4 and puts aside $0.50 for your next investment.
- Once you collect $5 in spare change, Acorns automatically transfers that amount to your investment account.
- Your investments are then diversified across more than 7,000 stocks and bonds.
The investments are protected by the SIPC up to $500,000 in case Acorns shuts down.
Acorns starts at just $1 per month, so if you get on average 5% annual returns, your spare change must round up to least $240 per year to cover your subscription costs from investment ($12 a year) to make the subscription worthwhile.
After that, it’s pure profit. Gift cards will be raining from the sky not literally).
(up to 34% annual returns)
Do you have a friend who owes you money or one who never pays you back on time?
We all do…
Next time they ask you to spot them, lend them the money through the platform. This way you can be sure you’ll be compensated fairly, with interest (Just kidding).
Upstart is a peer-to-peer lending platform that allows you to lend money to individuals.
Peer-to-peer platforms are getting more popular because they offer cheaper, more flexible agreements for loans than compared to credit cards.
You can invest only in safe loans which generate a 5.59% annual return, or you can opt for riskier loans that turn over up to 34% annual returns.
Loan risk is evaluated depending on FICO score, credit report, and the loan holder’s current income. So, if the borrower appears to be a lower risk, you get lower returns.
For example, if you invest $100 with a 10% annual return, every year you can get $10 free money.
I probably don’t need to tell you that percentage is better than what the banks offer.
Check Upstart’s full review.
(from only $10)
Stock trading used to be complicated and unreasonable for ordinary men and women.
Robinhood has changed that!
Robinhood is an online trading app that is directed mainly at beginner investors. You can invest in stocks, options, exchange-traded funds, and cryptocurrency for as little as $10.
Why do I say that the platform is designed for beginners? Because it’s features are limited, but don’t get me wrong, it will help you to begin investing and learn how the process works.
You can’t invest in mutual funds or penny stocks through the app, and all customer service support is via chat or email.
But, Robinhood is FREE to use and there aren’t any fees or commissions.
As always, consult with your financial advisor before making any investments. If you don’t have one yet, read this article on how to get cheap or free Financial advice.
Having said that, a few investments can score you some free gift cards given enough time. If you don’t yet feel comfortable investing, try another category of strategies for collecting free gift cards.
Earn Free Gift Cards and Money!
There are so many opportunities to earn free gift cards in your spare time.
Just don’t be lazy!
Pick one of the methods from this list that you find interesting and give it a try. In no time, you will be racking up a decent side income, and you’ll feel great about taking charge of your financial health.
Let me know in the comments below which you tried and how it went for you!