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Cash For Gold USA Review 2024 – Is it Legit? (I Sold Bracelets to Learn)

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Written by: Kate Starr

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Cash for Gold USA is an online company that buys gold, silver, diamonds and other valuables from consumers across the United States. I recently sold two of my gold bracelets to Cash for Gold USA to see how the process worked and evaluate the offer I would receive.

Before sending the bracelets, I took them to several local pawn shops for appraisals. The two bracelets weighed just under 3 grams combined. Two pawn shops offered me $90 based on a 14K gold price of around $30 per gram, while a third shop made a lowball offer of just $30.

Not satisfied with the pawn shop offers, I decided to try selling to Cash for Gold USA instead. I started by requesting their free appraisal kit, which arrived in 5 days with packaging and instructions.

I returned the bracelets to them using the provided prepaid FedEx overnight shipping label. Cash for Gold received my items the next day and offered me $100 within one business day. This was $10 higher than the best pawn shop offer, likely due to a 10% bonus for returning the kit within 7 days.

I accepted the $100 offer and opted to be paid by mailed check at no charge. As promised, the check arrived within a week.

Here are more details to know if you are considering selling your gold to Cash for Gold USA.

Is Cash for Gold USA Legit?

Yes, based on my own experience selling to them, I can confidently say that Cash for Gold USA is a legitimate company. They followed through on everything they promised during the transaction.

Most importantly, after I shipped them my gold jewelry, they did not simply disappear with my items or fail to pay, as one might worry could happen with an online buyer. Instead, they promptly sent me an offer and then mailed a check for the agreed-upon amount after I accepted. The payment arrived without delay, and the check cleared successfully.

I also checked online reviews to see if other customers had positive experiences with Cash for Gold USA. Most reviewers found the company trustworthy and were satisfied with the prices they received. Many praised their customer service, communication, and fast processing times.

Review WebsiteCash for Gold USA Reviews
Trustpilot4.1 out of 5 stars
BBB Rating & AccreditationA+

However, a few reviewers were unhappy with their offers, feeling too low. The company responded that they base offers on current precious metal market rates well below retail prices. Some customers had more luck after rejecting the initial offer and negotiating higher.

While I can’t guarantee everyone will have the same experience, overall, the reviews align with my own, showing that Cash for Gold USA is a legitimate business that delivers on its promises, even if some disagree with its assessments. Customers should be aware that, as with any gold buyer, offers will be below retail prices and may not always meet expectations.

How Does Cash for Gold USA Work?

Cash for Gold USA provides a convenient mail-in service for selling your gold, silver, diamonds and other valuables.

Here’s how the process works:

  • Request a free Gold Kit: Visit their website and fill out a form to request a free Gold Kit, which includes a prepaid FedEx shipping label, insurance up to $5000, and detailed instructions.
  • Pack your items: After receiving the kit, carefully place your gold, silver, diamond jewelry, and other valuables into the provided packaging. Make sure to seal the package tightly.
  • Ship to Cash for Gold USA: Bring the prepaid, pre-addressed envelope to your nearest FedEx location. You can also schedule a free pickup through FedEx. Your items are insured during transit.
  • Receive an offer: Within 24 hours of Cash for Gold USA receiving your packaged valuables, they will appraise your items and email you an offer. If you shipped through FedEx before 10 am, you’ll get your offer the same day.
  • Accept or decline: You can accept the offer and get paid by check, bank wire or PayPal. If you’re unsatisfied with the offer, decline, and Cash for Gold USA will return your items at no cost.
  • Get paid: If you accept the offer, they will process your payment within 24 hours. Checks are sent by mail and arrive within 3-5 business days. Bank wires and PayPal are completed same-day or next business day.

Some key things to note:

  • The process is fully insured and you can request increased insurance coverage if needed
  • Declined offers and unwanted items are returned free of charge via FedEx
    Customer service is available by phone or email to answer questions
  • A Price Match Guarantee means they will match any higher offer from a competitor

So, in summary, with Cash for Gold USA, you can go from requesting a free kit to getting an offer for your valuables in as little as 2-3 days, all from the convenience of your home. The process is simple, secure and speedy.

Does Cash for Gold USA Gives Good Offers?

Cash for Gold USA aims to provide competitive, market-value offers for precious metals and diamonds based on current market rates. However, these offers may not always align with your expectations, as market rates are significantly lower than retail prices or appraised values.

Many factors can affect how much you can earn with Cash for Gold USA. Some of these factors include the karats and weight of your gold items. Similarly, scrap gold will have a different valuation than jewelry, with jewelry offering a higher pay rate.

The company regularly publishes its latest purchases on its website. You can use the gold calculator on the Cash for Gold USA website to determine the actual melt value of your items.

Here are recent Cash for Gold USA purchases to give you an idea of how much they can pay:

latest payouts

What Can You Sell to Cash for Gold USA?

Although the company specializes in gold and gold jewelry, it also buys silver jewelry or scrap metal. You can also sell any diamond jewelry to the company.

Some of the different things you can sell to Cash for Gold USA include:

  • Anklets
  • Bracelets
  • Coins
  • Dental scrap (gold or silver)
  • Gold solder
  • Wire (gold and platinum)

You can also sell all karats of gold to Cash for Gold USA between 8K to 24K.

Cash for Gold USA Benefits: What Does Cash for Gold USA Offer?


When you ship your items to Cash for Gold USA, the company automatically insures them for up to $5000 per shipment.

If you estimate that your items’ value will exceed $5000, sending them in multiple shipments may be a good idea. This ensures that your items are fully insured.

Gold Calculator

Cash for Gold USA offers a gold calculator on its website. This calculator can determine the value of gold or other jewelry. You need to fill in the weight of your items and the number of karats they have.

Price Match Guarantee

Cash for Gold USA also offers a price match guarantee. This guarantee ensures that you can get the best prices for your items. Cash for Gold USA will match it as long as you can show that you have received an offer from one of the company’s competitors.

GIA Certified Assays

Cash for Gold USA offers GIA-certified assays to ensure you get the best price for your jewelry and other items. GIA is one of the leading jewelry appraisers, and you will get an accurate appraisal.

How Much Does it Cost to Use Cash for Gold USA?

You will not need to pay fees to use Cash for Gold USA. The company will even provide free shipping, so you will never need to pay anything.

Cash for Gold USA Requirements?

You are not required to sell your items to Cash for Gold USA; anyone with an eligible item can do it. You can start selling your gold to the company by filling in the form on its website and providing some basic information about it.

Some of the details you must provide include:

  • Preference for mailers
  • Contact information
  • Shipping address

Cash for Gold USA Payout Terms and Options

Cash for Gold USA will give you a quote for your items within 24 hours after they receive them from you. If you choose to accept the offer, you will get paid immediately.

You will receive your payment by check, PayPal, or bank transfer. The company will most likely pay you the same day it receives your shipment.

What Are the Cash for Gold USA Pros & Cons?

Cash for Gold USA Pros

  • The company provides free shipping, enabling you to send your items to them at no cost.
  • Your packages are protected with $5000 worth of insurance.
  • The company guarantees to beat any competitor’s price or they’ll return your items for free.
  • You can get a quote within 24 hours of the company receiving your items and get paid immediately.

Cash for Gold USA Cons

  • It may take time to receive and ship your shipping envelope to the company.
  • Completing a sale transaction can take up to a few weeks, compared to the 1 day it may take to sell at a pawn shop.

Is it Worth Selling Gold to Cash for Gold USA?

Whether it’s worth selling your gold to Cash for Gold USA depends on your circumstances and priorities.

Here are a few factors to consider:

  • Convenience: Cash for Gold USA might be a good option if you value convenience and want a simple, fast way to sell your gold without visiting multiple local buyers or navigating online marketplaces. They provide a streamlined mail-in process and handle all shipping and insurance costs.
  • Speed: Cash for Gold USA can be a good choice if you need to sell your gold quickly. Once they receive your items, they typically provide an offer within 24 hours. If you accept, payment is processed immediately and arrives within a few business days.
  • Price: As discussed earlier, Cash for Gold USA offers market-value prices for gold based on current spot prices. These offers will be lower than retail or appraised values. If getting the absolute highest price is your top priority, you may do better selling privately or to a local jeweler. But if you’re comfortable with a fair market offer, Cash for Gold USA could be a good fit.
  • Trust and Reliability: Cash for Gold USA has an A+ rating with the Better Business Bureau and generally positive online reviews. They are a well-established, legitimate company. For many sellers, the peace of mind of working with a trusted buyer is worth potentially accepting a slightly lower offer.
  • Your Items: The type and quality of your gold items may impact whether Cash for Gold USA is your best option. They specialize in gold jewelry, coins, and scrap, and may be less competitive for very high-end or rare collectible pieces.

In summary, selling to Cash for Gold USA is worth it if you prioritize factors like convenience, speed, and working with a trusted buyer and are willing to accept a market-value offer for your gold. It may be less ideal if you have extremely rare or valuable items, or if getting the absolute maximum price is your sole concern. Consider your needs and weigh the pros and cons to decide if Cash for Gold USA suits you.

Best Cash for Gold USA Alternatives

Best Places to Sell Gold and Jewelry

Cash for Gold USA

Cash for Gold USA logo

Cash for Gold USA will buy gold of any karat from 8k to 24k, and in any form, even scrap

Quick processing time for quotes – within 24 hours once gold is received

Free FedEx shipping label insured up to $5000 for you to send your gold

Express Gold Cash

Express Gold Cash logo

Sell any jewelry – bracelets, rings, necklaces, watches, earrings, coins, platinum

Free, overnight shipping for your items with insurance for up to $5,000

Accept the offer, and receive your payment within 24 hours or get a free return

Cash for Diamonds

Cash for Diamonds logo

Get a free appraisal kit by filling out the form – send diamonds with free, tracked shipping

Payments are typically processed within 24 hours after you accept offer

If you don’t like the offer – Diamonds will be returned free of charge

Cash for Gold USA FAQs

What is Cash for Gold USA?

The company specializes in business-to-consumer gold purchases and has paid millions to its customers.

Thus, if you are looking for a website to sell your gold, you can consider using Cash for Gold USA.

Should I sell my gold?

Various factors can affect whether you should sell your gold. You can consider whether the gold has sentimental value to you, whether you need cash or current gold prices.

If you decide to sell your gold, Cash for Gold USA is one of the best websites for doing so. If you think the offer is too low, the company will return your gold free of charge.

Can you make money selling Gold?

Gold is valuable, and you can make money from selling it. However, the amount you can earn will depend on factors such as the purity of your gold.

Where is Cash for Gold USA located?

The company’s offices are in Massachusetts, although they primarily operate as an online gold dealer. Thus, you can sell your gold to them as long as you live in the United States.

How can you tell if gold is real?

Ensuring your gold is real can be a good way to avoid disappointment when you mail it to Cash for Gold USA. To check if your gold is real and your items are not just gold-plated, you can use a magnet since real gold will not be attracted to the magnet.

Is Cash for Gold USA trustworthy?

Cash for Gold is a reputable website with almost two decades of experience in the precious metals industry. Thus, you can rest assured that the company is trustworthy.

Cash for Gold USA Review

cashforgoldusa logo

Cash for Gold USA is an online plafrom that enables users to sell gold for cash. The company guarantees to beat any competitor’s price or they’ll return your items for free. The platform also buys all sorts of gold and gold products, ranging from coins and jewellery to watches and even scrap or broken gold. If you have some gold you want to sell, you can get a no-obligation quote for it.

Legit & Safe

Earning Potential

Ease of Use

Payout Process


  • Free and insured up to $5.000 – the platform will provide you with a FedEx shipping label insured up to $5000 for you to send your gold to them.
  • Quick processing time for quotes – once the company has received your gold, they will inspect it and you will receive a quote within 24 hours.
  • High pay rates – the platform claims that it will beat any competitor’s price or return your items for free.
  • Sell all sorts of gold – the company will buy gold of any karat from 8k to 24k, and in any form, including wires, gold solder and even dental scrap.


  • Limit on insurance – if the value of your gold exceeds $5000, it is not insured. You can get insurance up to $100,000 but that will cost extra.
  • Can take a long time to sell – it can take up to 7 days to complete a sale transaction, compared to the 1 day it may take to sell at a pawn shop.
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Kate Starr


About the author:

Kate Starr is a personal finance, FinTech and MarTech writer. Her areas of expertise include making money, investing, and money management.

From earning money as a beginner entrepreneur to advanced investing in the stock market, Kate’s guides can help you to get more ideas on how to earn income online and increase your wealth.

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