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Even if you have a decent, steady day-job, you may still find the need to make more money to stay on top of your finances and feel positive about your financial situation.
Luckily, there are several ways you can make money from home which could help ease daily financial pressures…
Unlike taking a second job or adding another shift at work, these sources of income can be made from the comfort of your own home, making them easy to integrate into a busy, hectic life.
This makes them suitable for anyone, from the recently unemployed to the busy working mom. Let’s dive in!
Ways to Make Money Online:
1. Complete Surveys
Surveys are a time-tested method for making money from home. Answer a few questions and be on your way to making extra cash. These money making opportunities can range from answering demographic questions to user preferences to questions following online videos, and more.
Lifepoints has paid-out over $32 million to members who have completed surveys on the platform. Rewards include PayPal, Amazon gift cards, and more.
Swagbucks will pay you to complete surveys, shop online, and even simply watch videos. It is a great way to earn your favorite gift cards.
Inboxdollars provides direct cash rewards for reading emails, taking surveys, and playing games. Inboxdollars will send you surveys based on your profile and demographics and can range from the sports and politics arenas to surveys about electronics and brand.
2. User Testing
New products and services are in desperate need of people to test their new apps or websites. They are even willing to pay you to do so.
User Testing will pay you for trying out a new website or app and simply creating a video to record your thoughts. This is great for anyone who wants to do user testing but doesn’t like writing so much. You can earn $10 for every 20-min video completed.
Userfeel tests the usability of websites and performs tasks given a scenario. These jobs also pay $10 and usually last 10-20 minutes.
UserCrowd will reward you if you take design surveys to respond to questions about the usability of websites and applications. Tests are quick and straightforward to complete.
The thing about user testing is its simplicity and speed. You can complete user testing for multiple websites and applications in under an hour, making some quick extra cash when you need it.
3. Cashback/Gift Cards
Want to make money when making your favorite online purchases? Cashback sites such as Rakuten (formerly Ebates) allow you to make extra money without lifting an extra finger. While Rakuten is the best-known cashback site, there are a host of others which may provide more rewards depending on the site in which you are shopping.
You can use Cashback Monitor to see which cashback service will provide you with the best returns. Just be sure to be checking, as cashback percentages change daily constantly.
Similarly, utilizing gift cards from third-parties is a good way to obtain even more of a discount. Raise allows you to purchase gift cards at a discount from others who are looking to sell their gift cards. This marketplace model makes for a great way to find discounts on gift cards to your favorite stores and restaurants up to 20%.
Freelance work is suitable for those who have specific skills such as web design, content writing, or video editing. This work takes time to find relevant jobs and pitch new clients but can be the most financially rewarding option for making money online. As long as you stick to building a strong freelance profile and portfolio you can make some serious cash.
One of the biggest freelance sites around is UpWork, which has created a platform to connect freelancers and companies looking for people to complete tasks. Fill out an UpWork profile with your skills and information and then start applying for work. You can see a variety of jobs on the platform and build positive reviews once you complete work as directed. Upwork’s escrow service helps to make sure payments are made fairly and accurately and you receive your money as promised.
Freelancer is another big platform to find freelance work jobs. Freelancer jobs can pay anywhere from minimum wages to significant money based on the job and customer.
If you are attempting to freelance, make sure you read every job posting to understand what the client is looking for. Also, maintain a relevant and up-to-date resume to send to prospective clients. These things will ensure you are prepared for any freelance opportunities which may come your way.
Microjobs are small tasks that require less skill to complete. These tasks can be immediately completed without having to pitch a new client or take significant time to learn about a customer or company.
Taskrabbit was one of the first microjob sites, and still provides a significant amount of microjobs for those in need. Make sure to filter through the jobs which you will be able to complete easily, and not the jobs which may be more time or energy-intensive.
- Video editing
- Data verification and clean-up
- Information gathering
- Data processing
- And more…
6. Teach ESL
English as a Second Language (ESL) teachers
Teaching ESL can be one of the more rewarding and fun money making opportunities, as you have the chance to teach students a skill which is likely to greatly impact their lives in a positive and meaningful way.
Another benefit of ESL is it works very well on off-hours since you are teaching students from overseas. Those with daytime, 9-5 jobs will find this extremely helpful, but be careful, you could get stuck staying up all night teaching English to students in China.
There are a variety of tools and online resources that you can use to understand better how to develop an ESL curriculum and plan lessons for students.
There are many services on which to teach ESL, and usually, you don’t need much more than to take an English proficiency test or go through a short training to be qualified to teach. The more qualified you are, and the more experience you garner from teaching, the more potential money you can make.
VIPKid pays as high as $22 per hour for teaching kids English in over 35 countries. Teachers at Education First teachers must first obtain a 40 hour TEFL Certificate or equivalent to be approved to school on the platform. Meanwhile, Cambly offers more informal teaching opportunities which are akin to simply chatting via webcam with both children and adults.
7. Peer-to-Peer Lending
The advent of peer-to-peer lending has been a revelation for those seeking loans with less than stellar credit. What most people don’t realize is that peer-to-peer lending is also an excellent way for you to make money through investment. By investing in peer-to-peer loans, you provide another individual the cash they need, while at the same time earning an interest return.
One of the most extensive peer-to-peer lending services is Lending Club, which offers an average of 3-8% return per year. Automated investing
Prosper is another, similarly structured peer-to-peer lending platform that touts a 5.5% average return for investors. Prosper customers must invest a minimum of $25 per loan, a relatively small amount for even those with very little startup capital.
8. Affiliate Marketing
Since the early 2000s, blogs have been a great way for people to write on topics they love and gain a small following. They have also been an easy way to make extra cash from affiliate marketing.
These days, affiliate marketing via Amazon is a great place to start, as Amazon is one of the largest e-commerce platforms in the world. You can earn up to 10% of each purchase in affiliate fees.
Unfortunately, affiliate marketing is extremely saturated, and it is difficult to understand what works and what doesn’t.
However, if you work at it and build a strong following, affiliate marketing can be one of the best ways to make additional money from home.
9. Customer Service
One thing all online businesses need is good customer service. Consumers are no longer satisfied with outsourced customer service representatives who don’t understand their problems and have difficulty relating to different cultural norms.
Modern companies are in search of US-based customer service representatives to assist their clients in making purchases and resolving issues related to their products and services.
One such customer service opportunity is with Alorica, an outsourced communication solutions company. Alorica provides a paid online user training after which time you are tasked with assisting customers with questions, obtaining and verifying customer information, explaining new products or features, and more.
Arise is one of the leading customer service work from home opportunities. They provide customer service opportunities for many Fortune 500 companies. Those who are bilingual or have experience in specific industries, such as healthcare, can make even more money. With Arise, you don’t just have the opportunity to be a customer service representative yourself, but also to run a small call center business. This provides much more earning potential than most other work from home opportunities.
10. Sell Your Stuff Online
Everyone has items around their home; they no longer use or received as gifts and never opened. These unused (and even used) items are equivalent to cash laying around your house just waiting to bring you extra money.
11. Start a Drop-shipping Business
If you find it enjoyable to sell things online, it may be time for you to start your own online retail business. Don’t be intimidated, you can sell items online by drop shipping, meaning, you won’t ever have to handle your own inventory.
Dropshipping businesses use warehouses and services which hold your inventory until you are ready to ship. This allows you to run your entire retail business from the comfort of your own home. Be prepared to manage sourcing new products, creating product listings, customer service, and a whole lot more with your retail business.
Visit Shopify to open your webstore. It takes only a few minutes as no coding is required. You also don’t need to purchase expensive website theme as you can pick the free version.
Then install Oberlo plugin. It helps finding products and adding it to your store. Browse from their catalog and choose wisely. Once you done with products, open your store and start selling right away.
If you get stuck, you can always hire a freelance marketer to help you out!
Watch Out for Scams!
Unfortunately, as more opportunities arise to make money online, scam artists and tricksters attempt to take advantage. It is always a great idea to check reviews of sites that you are unfamiliar with. A quick google search will usually help, or, you can use several services which are explicitly designed to detect scams.
First, check if the website itself is safe to access. You can use Scamadviser to see the likelihood of the website is safe to access. Don’t take any chances with a website that seems fishy or doesn’t pass the Scamadviser test. The service will provide a safety rating for any website, citing information such as the country where the site is based.
Scam.com is a good online forum for reporting and accessing scams. Users are continually updating the site with new scams and tricks to look out for. Scambusters is another great service which can teach you how to detect scams better. They have free resources on all sorts of scams, and a section dedicated just to work at home scams and how you can avoid them.
Lastly, be wary of any opportunity which first asks you to pay your own money in order to access leads, jobs, or customers. These are almost always a red flag of a company just looking to take your money without doing much to help you in the end.
Earn Extra Money Online
While you are unlikely to make millions from these work-at-home options, they will likely provide you a method of adding additional income when you need it the most. Be careful of get-rich-quick schemes and services promising you wealth for almost no work, as they are usually too good to be true.
Stick with reliable, secure options for bringing in more income that won’t hamper your ability to still live a happy, healthy life. Whether you are attempting to chip away at your debt, stay afloat in a tough time, or build on your current income, these money-making options are likely to work for you.
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