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TopCashback Review 2022. Is TopCashback Legit & Worth it?

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TopCashback Review

topcashback logo

TopCashback is a well-established cash back platform based in the US that was started with the goal of being the most generous cash back platform in the country. Today, members on the platform can earn cash back on their purchases at over 4400 partner retailers in the US. It also offers high cash back and discounts of up to 25%, and it is free to join the platform and start earning immediately.

Rating

4.6

Safe & Legit

Cashback Value

Number of Stores

Payout Process

Pros

  • Get 100% of all the cash back you earn – the platform does not take a cut on any of your cash back, so you can be sure you are getting the best deal.
  • No minimum threshold to cash out – you can start cashing out from just $0.01 via PayPal or bank transfer once it appears as payable in your account.
  • Earn cash back at over 4400 partner stores – categories include fashion, home and garden, cosmetics and skincare, travel, tech, and many more.
  • Generous cash back and discounts – cash back percentage will vary but some retailers offer up to 25%, one of the highest rates on the market.

Cons

  • Long waiting time for payouts – it can take up to 2 months from the date of your purchase for your cash back to be reflected in your account.
  • Not all purchases will track properly – some cash back transactions may end up going missing and it can take 2 to 3 months to resolve the issues.

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Swagbucks

Swagbucks logo

18 ways to earn money – surveys, coupons, cashbacks + $5 sign up bonus

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Most members can earn an extra $50 – $200 a month using Swagbucks

BeFrugal

BeFrugal logo

Get 25% bonus if you find another site with a higher cashback rate

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TopCashback

TopCashback logo

20 million members earn on average $345 cash back a year (4400 retailers)

Generous cashback offers and deals – up to 65% from some of retailers

Get notifications of latest deals with mobile app or browser extension

What is TopCashback?


Founded in 2005, TopCashback is one of the best cashback sites for saving money as you shop. The company is committed to its goal of being the most generous cashback company in the world. 

TopCashback has about 20 million members who can shop from the over 4,400 partner stores. If you want to save some money every time you shop, you should sign up on TopCashback and apply the available opportunities.

When you sign up on TopCashback, you get both special deals and cashback. You can find Black Friday deals as well as Green Monday and Cyber Monday deals on TopCashback. You can find these deals through the website and the iOS or Android app, or use the Chrome extension.

The success of TopCashback is evident in its success. The company started in 2005 with just its UK platform. It currently has US, UK, and German versions and apps. 

How Does TopCashback Work?


TopCashback partners with over 4,400 retailers to bring you cashback and other special offers. The partner retailers give the company a commission for motivating you to shop with them. TopCashback then gives you that commission as a cashback.

You’ll find both cashback offers and coupon codes on TopCashback. The offers are typically available for a limited period. 

For deals, TopCashback searches for discounts from the top retailers and brings them to you. This is usually the case for Black Friday, Green Monday, and Cyber Monday deals. 

The partner stores of TopCashback are spread across the globe and are in different categories, including:

  • Department stores
  • Electronics
  • Health and beauty
  • Fashion
  • Travel
  • Sports and fitness

To use TopCashback, you simply need to browse through the site or app to find cashback offers and deals available from partner stores. Then you shop through the website and save money in the meanwhile.

It’s noteworthy that TopCashback gives you 100% of the commission that comes from the partner store. This is attributed to the fact that TopCashback set out to be a general cashback company. 

While other cashback companies could take a portion of the commission, TopCashback gives all of the commission and makes money from advertisements and other opportunities. 

How Much Cashback You Can Get with TopCashback?


How much cashback you’ll get using the TopCashback platform depends on individual merchant conditions.

Let’s take a look at some of the cashback deals available on TopCashback:

Merchant/RetailerCashback Deal
CVS Pharmacy10%
Bloomingdales’s8%
NordVPN65%

Note that cashback deals are time sensitive and the abovementioned deals may get expired.

As TopCashback advertises, its members earn on average $345 cashback per year.

How to Get Cashback from TopCashback?


Getting cashback from TopCashback is pretty straightforward. Let’s go through the process step by step:

You can get cashback from TopCashback by following the steps highlighted below. Remember that you have to be a member to apply the available offers to save while shopping.

Step 1: Sign Up

The very first step to start earning cashbacks is to sign up as a TopCashback member. It’s free to join the platform and only takes a few minutes to register with your email address.

Step 2: Browse Cashback Deals

Once you’re a TopCashback member, you can browse through availbale offers and find a partner store or service provider you want to use. You have over 4,400 options spread across different categories.

To find cashback deals, you can simply do any of the following:

  • Open the TopCashback website on your web browser
  • Open the TopCashback app on your smartphone (iPhone or Android)
  • Use a Google Chrome extension

Step 2: Shop Through TopCasback

After choosing your preferred offer from general offers page, click on the Get Cashback button. The button will take you to the retailer’s website where you can finalize your purchase.

Step 3: Get Cashback

After you shop through TopCashback, you’ll see the platform crediting cashback to your account. It could take up to 7 days for the cashback to reflect on your account. 

Once the store sends TopCashback the commission attached to your purchase, the cashback goes under the Payable category. It could take up to three months for cashback to become payable.

You can withdraw your cashback earnings as soon as they become available under the Payable tab. 

The available withdrawal methods include: 

  • PayPal
  • Bank transfer
  • Gift cards from 20+ retailers     

TopCashback advises that you update your withdrawal method before 72 hours to your desired withdrawal time. Updating withdrawal method is disabled within 72 hours to when earnings become payable as a security measure.

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TopCashback Partner Stores


TopCashback partners with over 4,400 stores and retailers to offer you cashback deals while you shop online. Here’s the list of some of the retailers available for you to get cashbacks via TopCashback.

RetailerCashback Offer 
Bloomingdales8% on online purchases
DKNY18% on online purchases
Nord VPN65% on online purchases
Adidas10% on online purchases
Calvin Klein3% on online purchases
Booking.com6% on completed stays
Puma12% on online purchases

TopCashback Reviews: Is TopCashback Reliable?


TopCashback reviews score 4.7 out of 5-star rating on App Store, 4 on Google Play and Trustpilot.

Positive reviews praised aspects such as the availability of offers and deals from various retailers, stores, and service providers. Users also commented positively on the generosity of offers.

Negative comments highlighted issues and problems such as the purchases that were not tracked and delays in resolving issues. However, TopCashback responded to these issues and advised to reach out to the customer support team when purchases are untracked. 

TopCashback Pros & Cons


TopCashback Pros

  • Free to join and use
  • Intuitive and easy-to-use platform
  • More than 4,400 retailers are available
  • Generous cashback offers and deals – up to 65% for some retailers

TopCashback Cons

  • No sign-up bonus
  • Some purchases are non-tracking

TopCashback Review Verdict: Is TopCashback Worth it?


TopCashback started with the goal of becoming one of the most generous cashback companies and has been on the track so far. It’s a top site to join to earn cashback as you shop.

With the diverse range of partner stores available on the platform, you can easily find a good deal any time you shop. Some of the most popular partner stores include CVS Pharmacy, Walgreens, Sephora, Adidas, Levi’s, and Ray-Ban.

As the company advertises, you can ean an average of $345 per year. You can register on TopCashback for free and begin saving almost immediately.

TopCashback Alternatives


You can get cashback from TopCashback and its alternatives, such as Ibotta, Rakuten, and RebatesMe. Let’s compare TopCashback to the available alternatives.

Cashback AppSign-up Bonus
TopCashbackNo
Rakuten$10
IbottaUp to $20
RebatesMe$5

TopCashback vs. Rakuten

Rakuten Summary

  • High cashback potential of up to 40%
  • Earn cashback at over 2500 online stores
  • 6 different ways to earn cashback
  • Get $10 for free just for signing up

Rakuten is one of the oldest cashback companies that’s been on the market since 1998. The first time TopCashback came out publicly was in 2005, but it’s no less of a platform than Rakuten.

TopCashback gives customers the full commission they get from partner stores, in line with the generosity mission the platform promises. The generosity differentiates them from Rakuten that offers just a percentage of their commissions to customers.

Rakuten has numerous partner stores, about 2,500 to be precise, but the variety cannot be compared to that of TopCashback, which is about 4,400. You won’t find stores like Adidas and Nike on Rakuten. While Rakuten offers a sign-up bonus, TopCashback doesn’t.

TopCashback vs. Ibotta

Ibotta Summary

  • 2 ways to earn – app or browser extension
  • Earn up to 30% cash back on purchases
  • Get a $5 bonus by referring friends
  • Over 1500 stores you can earn cash back at

Similar to TopCashback, Ibotta is available on the web, Android and iOS apps, and browser extension. Unlike TopCashback, Ibotta offers a sign-up bonus. 

On both platforms, you earn when you visit the retailer’s website from dedicated paths. Both platforms also allow you to withdraw your earnings as cash through methods like PayPal, gift cards, and credit cards. 

As regards to partner stores, TopCashback has a wider variety than Ibotta. TopCashback is also a more generous platform, giving you 100% of the commission it gets from its partner stores.

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TopCashback vs. RebatesMe

RebatesMe Summary

  • A $5 sign-up bonus
  • New stores added regularly
  • Impressive cashback offers of up to 40%
  • Regular special deals and discounts

Both TopCashback and RebatesMe are free and targeted at savvy people like you who choose to shop smartly and save money. You’ll find different partner stores on both platforms to choose from. RebatesMe has about 3,000 partner stores, while TopCashback has about 4,400.

Even though both platforms can be described as generous, TopCashback’s generosity stands tall. You get a sign-up bonus on RebatesMe, and that’s not available on TopCashback. Both platforms are available online and through iOS and Android apps. 

You can withdraw your earnings as cash or through PayPal on both platforms.

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TopCashback Review

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