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TopCashback Review 2024: Can TopCashback be Trusted?

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Written by: Kate Starr
Last Updated:

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TopCashback Review

topcashback logo

TopCashback is a well-established cash back platform based in the US that was started with the goal of being the most generous cash back platform in the country. Today, members on the platform can earn cash back on their purchases at over 4400 partner retailers in the US. It also offers high cash back and discounts of up to 25%, and it is free to join the platform and start earning immediately.



Safe & Legit

Cashback Value

Number of Stores

Payout Process


  • Get 100% of all the cash back you earn – the platform does not take a cut on any of your cash back, so you can be sure you are getting the best deal.
  • No minimum threshold to cash out – you can start cashing out from just $0.01 via PayPal or bank transfer once it appears as payable in your account.
  • Earn cash back at over 4400 partner stores – categories include fashion, home and garden, cosmetics and skincare, travel, tech, and many more.
  • Generous cash back and discounts – cash back percentage will vary but some retailers offer up to 25%, one of the highest rates on the market.


  • Long waiting time for payouts – it can take up to 2 months from the date of your purchase for your cash back to be reflected in your account.
  • Not all purchases will track properly – some cash back transactions may end up going missing and it can take 2 to 3 months to resolve the issues.

Best TopCashBack Alternatives

New Cashback App by Raise

raiseapp logo

Earn 4% cash back instantly

$15 minimum withdrawal amount

Accepted at over 150 brands

Best for Free Gift Cards

swagbucks logo

$10 bonus (spend $25 first)

1,500+ of online and in-store retailers

On App store and Google Play

Best for Online Shopping

mypoints logo

$5 bonus for confirming email

$3 minimum withdrawal for some gift cards

Up to 10% cashback for shopping

Great for Earning PayPal Cash

inboxdollars logo

Cashback – rate of 1.5% to 15%

Cash paid in PayPal or gift cards

$5 bonus for confirming email

How Does TopCashback Work?

TopCashback is one of the best cashback sites that you can use to save money when you shop. The company has been around since 2005, and its mission is to be the most generous cashback platform on the internet.

TopCashback earns a commission whenever one of its members uses an offer on its website. The company’s partner stores pay them this commission to increase sales and brand awareness. TopCashback then gives its members part of this commission in the form of cashback or discounts.

To start earning cashback or saving money with TopCashback, you can browse the website or app to find cashback offers and deals. When you have found an offer that interests you, click on it, and you will be redirected to the partner store’s website to complete your purchase.

While some other cashback companies may take a portion of the commission, TopCashback gives the entire commission that it earns from each sale back to its members.

How Much Cashback You Can Get With TopCashback?

The amount of cashback you can earn on the platform will depend on the particular deal or offer you use. The platform offers cashback deals ranging from 1% to 65%, and you can maximize your earnings by looking out for higher-paying deals.

Example Cashback MerchantCashback Potential
CVS Pharmacy10%

Deals and offers on TopCashback are time-sensitive, so take note of the validity of each deal when you are browsing the website.

On average, TopCashback members can expect to earn around $345 per year.

Who is TopCashback Best for?

TopCashback is suitable for anyone who shops online and wants to save money.

With over 4400 partner stores, it is easy to find deals on products you already intend to buy. Thus, the next time you want to buy something only, you can check the TopCashback website first to see if there are any available offers or discounts. By doing so, you can earn cash rewards on your purchases.

TopCashback Partner Stores

TopCashback partners with over 4,400 stores and retailers to help you earn cashback and save money.

Some of TopCashback’s partner stores include:

  • DKNY
  • Calvin Klein
  • Puma
  • Nord VPN
  • Adidas
  • And many more

You can visit the TopCashback website to browse the full list of partner retailers to find one that you would like to shop at

TopCashback Features: What Does TopCashback Offer?

TopCashback Browser Extension

Apart from cashback deals and discounts, TopCashback also offers a browser extension feature. You can install the TopCashback browser extension for free via the Google Chrome web store or the TopCashback website.

The browser extension will then scan the website whenever you are shopping online. It will search for available deals and discounts and inform you of them. You can then decide whether or not you want to use the TopCashback deals and discounts.

Installing the TopCashback browser extension is a quick way to easily save money on your online spending. It takes just a few minutes to install and can save you hundreds of dollars.

Is TopCashback Free?

TopCashback is completely free to use. The company earns money through advertising and sponsorship deals, enabling it to keep its services free for its members.

TopCashback Payout Terms and Options

After you complete a purchase using the link on the TopCashback website, you will receive your cashback in your account within seven days. However, note that even after the cashback is credited to your account, it could take up to 3 months before your cashback becomes payable, and you can withdraw it.

Once your cashback is payable, you can withdraw it via:

  • PayPal
  • Bank transfer
  • Gift cards from over 20 different retailers

You will need to update your withdrawal method at least 72 hours before you intend to withdraw your earnings. This is because updating your withdrawal method is disabled within 72 hours to when earnings become payable as a security measure.

TopCashback Reviews: is TopCashback Legit?

Review WebsiteTopCashback Review
App Store4.7 out of 5 stars
Google Play4 out of 5 stars
Trustpilot4.3 out of 5 stars

TopCashback is a legitimate cashback website that you can use to save money on your online shopping. The company has received mostly positive reviews from its users.

Many users have praised the company for the wide range of high-paying offers available. Reviewers were satisfied with how easy they were able to earn cashback and rewards on their online spending.

However, some reviewers have complained that their purchases on the platform were not tracked. However, the company reached out directly to each of its unsatisfied users, so you can rest assured that their customer service is excellent.

What Are the TopCashback Pros & Cons?

TopCashback Pros

  • Completely free to join and earn cashback
  • Intuitive and easy-to-use platform
  • Earn rebates at over 4400 retailers across the country
  • Generous cashback offers of up to 65%

TopCashback Cons

  • Some purchases may experience tracking issues
  • Up to 3-month waiting period before you can withdraw your cashback earnings

How Good is TopCashback Support?

TopCashback offers excellent customer service, something that is evident from the fact that they reply to every negative comment on various review websites.

The company also has a comprehensive FAQs section on its website that answers all of the most common questions asked by users. You can also get in touch with the company if you still have any questions via the contact page on your dashboard.

TopCashback Review Verdict: is TopCashback Worth it?

TopCashback is a worthwhile shopping reward site that you can join if you are looking for a way to earn cash back on your online spending. With the diverse range of partner stores available on the platform, you can easily find a cashback offer or discount whenever you want to buy something.

It is free to join the platform to start earning cashback on your purchases. You can earn up to $345 or more each year just by taking advantage of the different available offers on the website.

How to Sign Up With TopCashback?

You can sign up with TopCashback by visiting the platform’s website and registering for an account. Once you confirm your email address, you will then be able to start browsing the available cashback offers and discounts on the website.

TopCashback FAQs

What is TopCashback?

The platform has over 20 million members, and it partners with over 4400 stores in the US. As a TopCashback member, you will get access to the deals, discounts, and cashback whenever you shop at one of the company’s partner stores. You can browse the available offers on the company’s website or mobile app.

You can also install the TopCashback browser extension to receive updates on the latest offers.

Is Rakuten or TopCashback better?

Both Rakuten and TopCashback offer great discount deals and cashback offers. Each platform has its pros and cons, and depending on your personal preferences, one platform may be better than the other.

You can sign up for accounts on both websites to see which one works better for you. There is no restriction on the number of cashback websites that you can use at the same time, so you can use both simultaneously to access a larger selection of cashback offers.

Does TopCashback take a fee?

TopCashback does not take a fee, and it gives 100% of the commissions that it earns from partner retailers back to its members. The company earns money through other methods, including sponsorship deals and advertising opportunities.

What are some Common TopCashback problems?

One of the most common TopCashback problems that users complain about is that their purchases do not track properly. As a result, they do not receive their cashback earnings in their account.

If you encounter this problem when using TopCashback, simple contact customer support with proof of your purchase and the company will credit your missing earnings directly to your account.

How Do You Get Your Money From TopCashback?

After you make a purchase, you will need to wait for the seller to confirm the purchase before your earnings get credited to your account. Then, you will need to wait for the holding period to be over before you can request a withdrawal of your earnings from the platform.

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Kate Starr


About the author:

Kate Starr is a personal finance, FinTech and MarTech writer. Her areas of expertise include making money, investing, and money management.

From earning money as a beginner entrepreneur to advanced investing in the stock market, Kate’s guides can help you to get more ideas on how to earn income online and increase your wealth.

The content on is for informational and educational purposes only and cannot replace any professional financial advice.
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