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Drop App Review 2021: Is Drop Legit & Worth Your Try? (+Pros & Cons)

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Drop App Review

drop logo

Drop is a rewards program that enables users to earn points for their regular purchases and transactions. These points can then be redeemed for gift cards or other offers starting from $25 onwards. Drop also offers its members other ways to earn rewards, such as by playing in-app games and doing surveys. To date, the platform has over 1 million app installs according to app data from Google.



Legit & Safe

Saving Potential

Cashback Value

Number of Stores


  • Earn $10 from Drop Flash Deal offers – to qualify, you must add the offer to your account and complete the transaction within a specified timeframe.
  • Quick turnaround time for rewards – you will receive your gift card in your Drop account within 3 business days of redeeming your points for it.
  • Referral bonus – get up to $50 for the first 10 friends that you refer. Referred friends must earn their first $10 before you get your bonus,
  • 5 different ways to earn rewards – inclusing card-linked offers, in-app shopping offers, playing games, completing surveys, and referring friends.


  • Only 1 redemption option – Drop points can only be redeemed for gift cards and there is a high minimum threshold of $25 for to redeem rewards.
  • Weekly earning cap of $5 for card-linked offers – this means that you can only get up to $5 in cashback from your card-linked purchases each week.

Best Cashback Sites


Swagbucks logo

18 ways to earn money – surveys, coupons, cashbacks + $5 sign up bonus

Up to 10% cashback from stores – Walmart, Amazon, Best Buy, JCPenney

Most members can earn an extra $50 – $200 a month using Swagbucks


MyPoints logo

Earn a $10 Amazon Card with your first purchase (spend $20 to qualify)

MyPoints members get up to 40% back with every purchase at 2,000 stores

Extra ways to earn money – surveys, games, emails, watching videos


TopCashback logo

20 million members earn on average $345 cash back a year (4400 retailers)

Generous cashback offers and deals – up to 65% from some of retailers

Get notifications of latest deals with mobile app or browser extension

What is Drop App & How does it Work?

Drop is a shopping app that lets you earn gift cards (from Amazon, Target, etc.) on your regular purchases.

The best thing about Drop is that they offer a variety of retailers you can earn cash-backs from, such as Walmart, Target, Trader Joe’s and more. 

Plus, once you connect the app to your debit or credit card, Drop will automatically transfer cash-backs into your account. This way, you won’t need to waste time on selecting available offers or uploading receipts to the app.

Is Drop App Safe & Legit?

Drop is a legit app that boasts positive reviews from its customers, totaling the score of 4.2 out of 5-star rating on Trustpilot, 4.6-star rating on Apple Store and 2.8 stars on Google Play. The main thing Android users complain about on Google Play is that the app loads slowly and crashes often that often results in missing the cash-back points.

Drop App Security

Since you’re linking your bank account to the Drop app, it’s important to understand whether it’s safe or not.

In fact, Drop app collaborates with your bank to connect your account and doesn’t store any of your financial information.

Plus, Drop uses bank-level 265-bit encryption to secure your account and personal information. This encryption is similar to the security used by financial technology companies like Acorns, Robinhood and others.

Drop App Features

The main and the best Drop app feature is that you can double or even triple your cash-back earnings by using it in addition to any cash-back apps, such as Rakuten or Ibotta.

Plus, saving money with Drop is as easy as linking your credit or debit card and continuing shopping like regular while you earn cash-backs on each purchase in your selected retailers.

Drop App Customer Service

If you have any questions or issues regarding your Drop account, Drop provides a customer service that will help you. There are 3 ways to contact Drop app customer service:

  1. Visit the Drop app support page, sign in and enter your message.
  2. Open the Drop app on your smartphone and navigate to Profile > Support to submit a ticket.
  3. Email the Drop app support at

What Stores Are on Drop App?

Drop app partners with a large range of stores and brands where you can collect cash-back points, including:

  • Amazon
  • Target
  • Walmart
  • eBay
  • Sephora
  • American Eagle
  • Old Navy
  • Domino’s Pizza
  • Trader Joe’s
  • Grubhub
  • Uber
  • Lululemon
  • Etc.

Drop App Pricing

Drop app is completely free to use. There are no sign-up, membership or commission fees associated with your Drop app.

As a cash-back app, Drop pays you, not the other way around.

How Much Can You Earn with Drop App?

Each merchant sets the number of Drop points you can earn with each transaction. 

The amount of points you can earn with each purchase varies from retailer to retailer and the information will be available for you in your app.

For example, you can earn:

Walmart2 points for each $1 spent
Trader Joe’s12 points for each $1 spent

1,000 Drop points = $1

Note that Drop sets an earning cap at 5,000 points per week, meaning anything you earn beyond that won’t count. This means you can earn a maximum of $20 per month just by doing what you’ve already been doing.

Also remember, that your points won’t immediately show up in your account, because Drop works with your bank to verify your purchases. This process usually takes 2-3 days, so don’t panic if you don’t see your Points updated for a few days.

While most Drop users typically earn about 1% to 2% cash-backs on their regular purchases, you could be getting $10 – $20 back into your account for each $100 you spend.

Signing Up & Getting Started

Getting started with Drop app is a pretty straightforward process. Let’s review all the steps you’ll need to go through to start earning Drop points.

Step 1 – Download Drop App

Logically, the first step to getting started with Drop is to download an app on your iPhone or Android smartphones. You can also visit the Drop website and enter your phone number for Drop to send a download link to your phone.

Drop also offers a Chrome extension that lets you earn Drop points when you shop online. 

Once you’ve downloaded the app, you need to create your Drop account by entering basic information. 

Finally, you’ll be prompted to link your debit or credit card so that you can seamlessly earn cash-backs on your purchases.

Step 3 – Select Your Favorite Stores

After you’ve created your account and connected your card, you can pick 5 of your favorite brands where you can collect Drop points. Drop offers popular retailers like Walmart, Target, Starbucks, Trader Joe’s, Uber and other major ones.

Choose your favorite stores wisely as you cannot edit your list later on. I recommend picking brands or stores that you shop frequently with.

Step 4 – Choose Bonus Offers (Optional)

While this step is optional, choosing bonus offers can increase your points. Basically, you’ll be getting extra points for completing tasks like linking a second card, inviting your friend to the app or completing a certain number of purchases.

Step 5 – Start Earning Drop Points

Just by registering, linking your card and selecting your favorite brands, you’ve already received some initial points. All you have to do is shop at your selected retailers with your linked card to start earning Drop points.

Remember: don’t just go and increase your spendings to collect more points. Just use your Drop-linked card on your regular purchases.

Step 6 – Redeem Your Drop Points: What is a Drop Payout?

Once you’ve earned 5,000 Drop points, you can start redeeming them for gift cards from various retailers like Amazon, Starbucks, Whole Foods and more.

The exchange rate for Drop points is $1 for 1,000 points.

Drop App Promotions

As a shopping app, Drop offers bonuses and special promotions for spending a certain amount or for shopping at a certain retailer.

The promotions are usually limited in time and each time there’s a new promotion available, it will appear within your Drop app. 

Moreover, Drop will alert you if you can earn extra points shopping in your favorite stores. Plus, Drop will give you a supercharge bonus when you make 5 or more purchases at one of your favorite stores.

Drop also rewards you when you invite your friend to the app. If someone joins Drop with your referral link, you’ll both get 5,000 points as a reward once they earn at least 1,000 points.

You can also maximize your Drop earrings by linking your second card or completing a certain number of purchases.

Drop App Pros & Cons


  • Easy to set up and use
  • You don’t have to submit receipts or take any action – just purchase with your Drop-linked card to earn points
  • You can use it in addition to other cash-back apps
  • Drop partners with a range of retailers where you can earn and redeem cash-backs


  • Drop points are redeemable for gift cards only
  • A weekly earning cap of 5,000 points

Is Drop App Worth it?

Here’s my verdict about Drop app. Weighing all the features, including its pros and cons, it’s an easy way to get some free money. While Drop will definitely not make you rich, it’s a great option to save a little (on average 1% – 2%) on your regular purchases.

Plus, it’s extremely easy to use as you just have to set up your account, link your card once and forget about it while you continue shopping as regular.

The Drop app can also be used along with other cash-back apps so you can double or even triple your cash-back earnings.

Sites like Drop App: Which Cash Back App is Best?

Drop vs. Rakuten

Rakuten Summary

  • High cashback potential of up to 40%
  • Earn cashback at over 2500 online stores
  • 6 different ways to earn cashback
  • Get $10 for free just for signing up

While Rakuten is one of the largest shopping apps, Drop offers more convenience when it comes to earning cash-backs. When you use Rakuten, you need to select available offers before you shop. 

Unlike Rakuten, using Drop app is effortless as once you connect your debit or credit card, you can forget about it and you’ll automatically earn points that are redeemable for gift cards from major retailers in your area.

Drop vs. Ibotta

Ibotta Summary

  • 2 ways to earn – app or browser extension
  • Earn up to 30% cash back on purchases
  • Get a $5 bonus by referring friends
  • Over 1500 stores you can earn cash back at

Ibotta is one of the most popular shopping sites that allows you to get cash-backs on your online or in-store purchases. 

While the end-goal for both Drop and Ibotta is the same, there’s a difference in the way they work. Ibotta requires you to confirm your purchase by uploading receipts to the app. 

On the other hand, Drop lets you choose your favorite stores once and earn Drop points every time you purchase with your debit/credit card that’s linked to Drop.

Drop vs. Swagbucks

Swagbucks Summary

  • 18 ways to earn money and e-gift cards
  • $5 sign up bonus
  • Up to 10% cashback when shopping online
  • $1 minimum e-gift card withdrawal

Just like Drop, Swagbucks lets you earn points when you shop. However, unlike Drop, you need to use Swagbucks app or Chrome extension to shop online, whereas with Drop you’re earning points seamlessly – every time you purchase with a Drop-linked card.

Drop FAQ

Who Can Join Drop?

Anyone who lives in the United States and Canada, is aged 18 or older and has an open bank account can join Drop.

Do Drop Points Expire?

No, your Drop points will never expire. However, if you leave your account inactive for more than 6 months, you’ll be charged a maintenance fee of 2,500 points. 

Can You Earn Points for Referring a Friend?

Absolutely! You’ll earn 5,000 points for each friend you invite to join Drop with your referral link. Note that they need to earn 1,000 points before you get your reward. Plus, you can only earn points for referring 10 friends. So if you use up all the invites, you could earn $50.

Drop App

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