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Is Capital One Shopping Legit & Worth It? (Tested App Review)

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Written by: Kate Starr
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Capital One Shopping Review

capitaloneshopping logo

Capital One Shopping is a platform that helps you save money on your shopping through coupons and price comparison data. It’s available through the website, app, and even has a browser extension for ease of use. Besides the option to check for coupons, it also compares item prices across different retailers.

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Users Reviews

Pros

  • More than 30,000 partner stores
  • Easy to use
  • Use the price comparison tool
  • Get payouts within 24 hours

Cons

  • Only one payout option – gift cards
  • There’s no referral program

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How Does Capital One Shopping Work?


Here’s how Capital One Shopping works step-by-step:

  1. Simply search for stores using the platform and click on the “Get This Offer” button. 
  2. It, then, directs you to the online retailer’s website where you need to complete your shopping. 
  3. The retailer automatically sends your purchase information to Capital One Shopping. 
  4. It usually adds rewards to user accounts within 30 to 60 days.    

Capital One Shopping has a browser extension that searches for coupons and alerts you if any are available.

It also features a tool that compares the price of the items you’re shopping for against other retailers. If it finds a cheaper option on other retailers, you’ll see a notification on the product page you’re viewing.

What Rewards Can You Get With Capital One Shopping?


How much money you could save depends on what deals are available at the time of purchase.

Who is Capital One Shopping Best for?


You might also find Capital One Shopping ideal if you’re big on online shopping.

The price comparison tool is also good for those hunting for good bargains. Additionally, you’ll find Capital One Shopping an ideal place to shop if you’re open to purchasing at different retailers. 

Capital One Shopping may be a good option for those taking their time to enjoy the shopping experience and looking for help with finding savings.

What Does Capital One Shopping Offer?


Browser Extension

The Capital One Shopping browser extension automatically alerts you of any potential rewards deal while you’re shopping online. 

You can download and install it on any browser you might be using, such as:

  • Chrome
  • Mozilla Firefox
  • Edge
  • Safari

The browser extension searches for available coupons to help you save while shopping.

To activate this feature, just click on the “Try Codes” button on the popup window at the checkout page. Then, it will test the codes to see which offers the highest savings on your purchase and apply that. 

Capital One Shopping App

The Capital One Shopping app is an easy way to access most features on your smartphone. You can get it from the Apple App Store or Google Play Store. The app features the Favorites section, where you can add stores you frequently visit. 

Additionally, the app can scan items in stores and check for lower prices at other retailers.   

Price Comparison Tool

The price comparison tool is a unique feature of Capital One Shopping. For example, you’re shopping for a new mattress on Amazon and have found the one you want to buy. 

But, you want to know first if the same mattress is available in other stores for a lower price. With the price comparison tool, you’ll see a green button on the Amazon product page indicating potential savings.

When you click on that, the tool shows other retailers that have the same mattress and the prices they offer. This way, you have an overview of which stores can save you more money compared to Amazon.  

Is Capital One Shopping Free?


There are no fees to use Capital One Shopping. You also don’t have to pay for anything when you request payouts. 

Capital One Shopping Payout Terms and Options?


Most retailers pay within 30 days but can take up to 60 days depending on the retailer. For travel-related rewards, you can expect up to 90 days of payout. 

Once Capital One Shopping Credits, becomes available on your account, you can use that to redeem gift cards.

There are around 30 retailers for gift card redemption at Capital One Shopping. You can redeem gift cards for at least $5. 

After completing the redemption, Capital One Shopping will send instructions to your email within 24 hours.     

Is Capital One Shopping Legit?


The Capital One Shopping rewards has also received impressive reviews from its users. Its browser extension has 4.8 reviews on Chrome Web Store and has over five million users. 

The app has 4.4 ratings on Google Play Store and 4.8 on the Apple App Store. There are more than 45,000 reviews combined on both app markets, and users like how it’s easy to use. Others also complimented how it helps them save money.

On the other hand, few users encountered issues with using the app on their iOS devices. Some had problems redeeming their rewards, although Capital One Shopping support encouraged users to email their complaints. 

PlatformReview Score
Chrome Web Store4.8
Apple App Store4.8
Google Play Store4.4

What are the Capital One Shopping Pros & Cons?


Capital One Shopping Pros

  • More than 30,000 partner stores
  • Easy to use
  • Use the price comparison tool
  • Request payouts anytime and get them within 24 hours

Capital One Shopping Cons

  • There’s only one payout option – gift cards
  • There’s no referral program

How Good is Capital One Shopping Support?


Capital One Shopping has a helpful customer support team.

If you have any questions, you can browse through knowledge-based articles at the Capital One Shopping Help page. There’s also a search bar at the top to help you find answers.

In case you can’t find the answer to your question, you can contact Capital One Shopping customer support via:

For either options, Capital One Shopping will get back to your inquiries through email. 

Is Capital One Shopping Worth it?


With all the features it offers, Capital One Shopping is worth it. Offers can be easily found on the web portal and app. You can also save your favorite stores to quickly check for offers.

The browser extension is a powerful tool to help you save money on your online purchases.

Finally, the speedy payout is quite impressive. While other platforms take up to three months to get your earnings, Capital One Shopping does it in 24 hours. However, the major drawback here is that you can only get your earnings through gift cards. 

How to Sign Up With Capital One Shopping?


You can sign up with Capital One Shopping either through the website, app, or browser extension. For first-time website visitors, Capital One Shopping will prompt you to sign up before you can explore its features. 

To sign up, you can enter your email address and create a password. You can also use your accounts on the following:

  • Capital One
  • Google
  • Facebook

After signing up, Capital One Shopping directs you to its home page where you can start checking offers.

Capital One Shopping FAQ


What is Capital One Shopping?

Capital One Shopping is a platform that helps you save money on your shopping through coupons and price comparison data. It’s available through the website, app, and even has a browser extension for ease of use.

Launched in 2016 as Wikibuy, it has undergone a major rebranding in 2018 after banking giant, Capital One, acquired it. It has become Capital One Shopping and one of the places that give rewards when you shop using it.

How does Capital One Shopping make money?

Capital One Shopping makes money by partnering with brands and receiving commissions when you shop at these partner brands.

Is Capital One Shopping the same as Wikibuy?

Yes, Capital One Shopping was called Wikibuy before Capital One acquired it in 2018. 

How Do I redeem my Capital One Shopping Rewards?

You can redeem your rewards by signing in to your account and navigating to the My Rewards tab at the top of the menu. Then, select the gift cards you wish to redeem. 

Does Capital One Shopping work on phones?

Yes, Capital One Shopping works on smartphones. You can download the Capital One Shopping app from the Apple App Store or Google Play Store. 

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Kate Starr

Dollarbreak

About the author:

Kate Starr is a personal finance, FinTech and MarTech writer. Her areas of expertise include making money, investing, and money management.

From earning money as a beginner entrepreneur to advanced investing in the stock market, Kate’s guides can help you to get more ideas on how to earn income online and increase your wealth.

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