Resources

New to Personal Finance?

If you are just starting your journey in the field of Personal Pinance make sure to read our Mindset, Financial Goals and Budgeting articles, that will set you on a right track.

Once you familiarize yourself check out our recommended apps, that will help you along your journey.

1. Make Money


Survey Junkie

Summary:

Survey Junkie is a legitimate market research company that pays users for completing surveys. It is best for people who want to earn some pocket money and who have an extra hour or so per day.

Rating

4.8

4.8/5

    Countries:

    Payments:

  • PayPal

  • Gift Cards

  • Bank Transfer

    Earnings:

  • $200 monthly

  • $50 min payout

Inbox Dollars

Summary:

InboxDollars has plenty of legitimate ways to earn money, and most users can easily earn between $10-$50 each month. Logging in on a daily basis gets you a better pick of the available surveys, and if you use online shopping, the coupons and discounts can really add up.

Rating

4.6

4.6/5

    Countries:

  • Worldwide

    Payments:

  • PayPal

  • Bank Transfer

  • Gift Cards

  • Check

    Earnings:

  • $100 monthly

  • $30 min payout

Swagbucks

Summary:

Swagbucks isn’t a get-rich-quick scheme, but it is a great addition to incorporate into your daily life. Don’t forget to use it every time you shop online, find deals in the Discover category, and recommend Swagbucks to all your friends. Then you will easily earn a few gift cards each month.

Rating

4.6

4.6/5

    Countries:

    Payments:

  • PayPal

  • eGift Cards

    Earnings:

  • $200 monthly

  • $50 min payout

2. Save Money


Truebill

Summary:

Truebill helps you to optimize your spending, manage subscriptions, lower your bills, and stay on top of your financial life. It helps users identify where they are spending and cut out unnecessary bills. Savings can reach up to $550 per year.

Rating

4.6

4.6/5

    Countries:

    Potential savings:

  • $550 per year

    Fees:

  • Free

  • Premium – $3-$12/month

Trim

Summary:

Trim is a free personal finance assistant that analyzes your finances and gets rid of old subscriptions.Trim usually save users between $5-$50 per year.

Rating

4.0

4/5

    Countries:

    Potential savings:

  • $50 per year

    Fees:

  • 33% of the total savings

3. Cashbacks/Coupons


Befrugal

Summary:

BeFrugal is a cash back rewards site for online shoppers. Perfect for anyone that does a lot of online shopping, BeFrugal helps you save on your purchases by offering deals to thousands of retailers.

Rating

4.6

4.6/5

    Countries:

  • Worldwide

    Payments:

  • PayPal

  • Check

  • Bank Transfer

    Savings:

  • $300 monthly

  • $0.01 min payout

4. Budgeting


Personal Capital

Summary:

Personal Capital is a budgeting app that focuses on investing and syncs up all your accounts in one location.It’s ideal for people who don’t know how to allocate their investments appropriately. Plus it comes with a wide range of tools for retirement, college savings, buying a home, and other long-term goals.

Rating

4.6

4.6/5

    Countries:

    Potential Earnings:

  • 6%

  • *investment from – $100,000

    Fees:

  • Free

  • Managing: from 0.89%

5.  Credit Score


Credit Karma

Summary:

Credit Karma offers free credit scores, reports and insights.You can learn what affects your credit scores and what you can do to improve them. It’s completely free with no strings attached, but to verify identity you will have to submit your social security number.

Rating

4.7

4.7/5

    Countries:

    Potential savings:

  • $1000 per year

    Fees:

  • Free

6.   Investing 


Acorns

Summary:

Acorns invests your spare change as little as $5 and annual returns of your investments can reach up to 7%. However, there is a flat fee of $1 per month for accounts of less than $5,000 and 0.25% fee annually for accounts larger than $5,000

Rating

4.4

4.4/5

    Countries:

    Potential savings:

  • 7%

  • * minimal investment – $5    

    Fees:

  • $1-$3 per month