If you run a small business, it’s likely that at least some of your customers want to pay you by check. In fact, according to research by Fiserv, checks are the second most popular method to pay bills, beaten only by payment on the biller’s website. Whether you have accepted a check as payment for […]
Getting out of debt isn’t easy — but it is possible. Here are four strategies that work to help you get out of debt fast.
If you want to receive money from a friend or family member, you might consider doing so through PayPal. It’s certainly the daddy of electronic payments. In the second quarter of 2019, PayPal’s net payment volume totaled $172.36 billion, an increase of around 23% in the same quarter of 2018 (source: Statista). We’re going to […]
With the mass adoption of budgeting apps, tracking our finances is easier than ever before. In fact, more and more people—particularly the younger generations—have begun managing their finances with hyper-precision. According to Debt.com, 74% of consumers ages twenty-three to thirty-eight years old use a budget. That statistic can be attributed to the rise of FinTech […]
It’s hard work knowing what to give a loved one as a gift. Which is probably why Americans have fallen in love with gift cards. In fact, according to a survey by WalletHub, gift cards are the most desired of presents. If you’re considering gift cards as presents, the question you probably want answered is, […]
It’s an app world, and so it should come as no surprise that the apps which once played a central role in connecting companies and consumers have filtered into the financial sector. It is easier than ever before to review, rearrange, invest, and take charge of your financial health. And, that’s due in large part […]
With the rising costs of tuition more students are wondering, “should I go to college?” Find out if taking on the debt created by a college education is worth the risk and the investment.
I think you’ll agree that in today’s world it is extremely difficult to stick to a monthly budget. Yet it doesn’t have to be. According to research by The Pew Charitable Trusts, almost half (46%) of American families spend less than they earn each month. In this post, you’ll learn which payment type can help […]
Owning a home is part of the ‘American Dream’. Yet, for many, finding the down payment to make that dream come true is difficult. LodeStar Software Solutions has calculated the average down payment as 5.3% of the purchase price – an average of $15,490. That’s not a small chunk of change, and for many is […]
If you have filed for bankruptcy before but you’ve found yourself in financial dire straits again, you may want to know how often you can file for bankruptcy. Bankruptcies are more common than you might think, and the number of bankruptcies filed in the United States between April 2018 and March 2019 was 772,646. Filing […]