How to Stop Being Poor? (6 Ways to Increase Your Wealth)

Ready to stop being broke? No matter where you’re starting from, you can find your way out of debt and learn how to stop being poor.

10 Credit Hack Tactics to Give You a Perfect Credit Score

If you have no credit or bad credit, you could find it impossible to get financing. You can say goodbye to your dream of becoming a homeowner. If you have a low credit score, you’ll be charged a higher interest rate on loans and need to make a higher down payment to buy a home. […]

Which Payment Type Can Help You Stick to a Budget?

I think you’ll agree that in today’s world it is extremely difficult to stick to a monthly budget. Yet it doesn’t have to be. According to research by The Pew Charitable Trusts, almost half (46%) of American families spend less than they earn each month. In this post, you’ll learn which payment type can help […]

Personal Capital vs Mint: Which Money Tracking App is Better?

It’s an app world, and so it should come as no surprise that the apps which once played a central role in connecting companies and consumers have filtered into the financial sector. It is easier than ever before to review, rearrange, invest, and take charge of your financial health. And, that’s due in large part […]

Can You Buy Gift Cards with Your Credit Card? (4 Best Places)

It’s hard work knowing what to give a loved one as a gift. Which is probably why Americans have fallen in love with gift cards. In fact, according to a survey by WalletHub, gift cards are the most desired of presents. If you’re considering gift cards as presents, the question you probably want answered is, […]

How Old do You Have to Be to Get a Debit Card?

How old do you have to be to get a debit car? Most banks require account holders to be at least 18 years old, but there are several other options available for minors.

How Much to Tip Barbers & Other Beauty Service Providers

Wondering how much to tip a barber or stylist? Use our guide to find out how to calculate the appropriate tip for salon services.

EveryDollar Vs. Mint: Best Budgeting Apps Review

With the mass adoption of budgeting apps, tracking our finances is easier than ever before. In fact, more and more people—particularly the younger generations—have begun managing their finances with hyper-precision. According to, 74% of consumers ages twenty-three to thirty-eight years old use a budget. That statistic can be attributed to the rise of FinTech […]

Is Withdrawing Money from PayPal the Smart Thing to do?

If you want to receive money from a friend or family member, you might consider doing so through PayPal. It’s certainly the daddy of electronic payments. In the second quarter of 2019, PayPal’s net payment volume totaled $172.36 billion, an increase of around 23% in the same quarter of 2018 (source: Statista). We’re going to […]

How to Calculate Opportunity Cost to Make Better Investments

Opportunity cost is an economic rule that savvy investors consider with every investment decision they make. But it’s also a rule that will help you make better decisions in everything you do and manage your money more effectively. In fact, pretty much every decision you make has an opportunity cost associated with it. That’s right. […]