10 Best Budgeting Apps for Personal Finance [2020 List]

According to The Guardian, 80% of Americans are living from paycheck to paycheck. That’s over 280 million Americans who unable to pay for their basic living expenses if their job was suddenly cut off tomorrow. Scary statistic isn’t it? So what’s the reason behind this statistic? It’s the lack of a proper financial budget. In […]

What Happens if You Don’t Use Your Credit Card?

What happens if you don’t use your credit card? The CARD act banned inactivity fees, but what else happens if you leave your credit alone?

When is The Best Time to Buy a Laptop – Plus Tips to Always Buy at the Best Price

Knowing when is the best time to buy a new laptop could save you hundred of dollars. This article explains all.

How to Quit a Job Your Just Started? (Practical Guide)

Jeez, what have you done? This job you just started is not what you thought it would be. In fact, you hate it. Even though you’ve been here less than a week, you want to quit already. Whatever your reason for wanting to quit, you’re not alone. A survey by Joblist found that almost half […]

Is Leasing a Car with Bad Credit Possible? (Plus 10 Hacks to Improve it)

Leasing a car with bad credit is possible, but it can be very expensive. Here’s all you need to know to make an informed car leasing decision.

Budgeting 101: How to Make a Budget from Scratch

Budgeting is an essential skill that will help you plan your spending and meet your financial goals. While budgeting may seem complicated at first, it’s easy to get the hang of if you dedicate time to it. Developing a personalized budget can also help you pay down debt and save for major purchases. If you […]

Going Back to School at 30 – Is it a Wise Choice?

Should you go back to school in your 30s? There are pros and cons that must be considered before deciding how to further your career.

How to Become a Millionaire? (at Any Age!)

These days, the word “millionaire” gets thrown around a lot. We all would love to be millionaires. But it’s not really the money that people want, they want the freedom that being a millionaire can buy you. Freedom from your job, freedom to travel, freedom to spend time with your loved ones, these are the […]

You’ve Discovered You Have a Negative Net Worth. Now What?

Is negative net worth bad for your financial health? Here’s what it means, and what to do about it.

Why Is There a Negative Balance on My Credit Card?

A negative balance on your credit card doesn’t necessarily mean something is wrong. Find out why you might be seeing a balance below zero.