It’s hard work knowing what to give a loved one as a gift. Which is probably why Americans have fallen in love with gift cards. In fact, according to a survey by WalletHub, gift cards are the most desired of presents. If you’re considering gift cards as presents, the question you probably want answered is, […]
I think you’ll agree that the United States is moving increasingly toward being a cashless society. Recent research has found this to be true. In 2018, payment processor TSYS found that only 14% of people it surveyed prefer cash as a payment method. To operate successfully in today’s financial world, you need a bank account. […]
When it comes to great money management, saving, and investing, what are the rules of thumb that will accelerate you to your financial goals?
If you have no credit or bad credit, you could find it impossible to get financing. You can say goodbye to your dream of becoming a homeowner. If you have a low credit score, you’ll be charged a higher interest rate on loans and need to make a higher down payment to buy a home. […]
If you have filed for bankruptcy before but you’ve found yourself in financial dire straits again, you may want to know how often you can file for bankruptcy. Bankruptcies are more common than you might think, and the number of bankruptcies filed in the United States between April 2018 and March 2019 was 772,646. Filing […]
Owning a home is part of the ‘American Dream’. Yet, for many, finding the down payment to make that dream come true is difficult. LodeStar Software Solutions has calculated the average down payment as 5.3% of the purchase price – an average of $15,490. That’s not a small chunk of change, and for many is […]
Truebill claims to be an app that helps your financial life and reduce your spending. Read our Truebill review to see if it lives up to the hype.
I think you’ll agree that in today’s world it is extremely difficult to stick to a monthly budget. Yet it doesn’t have to be. According to research by The Pew Charitable Trusts, almost half (46%) of American families spend less than they earn each month. In this post, you’ll learn which payment type can help […]
Should you go back to school in your 30s? There are pros and cons that must be considered before deciding how to further your career.
Receiving free whose every few weeks would be great. Here’s how to get free shoes, and be on trend all the time.